n.年度百分比利率(全写为annual percentage rate，指银行贷款年利率)

The Annual Percentage Rate (APR) on the loan is 5.9%. 这笔贷款的年百分比利率（APR）是5.9%。

Before signing any loan agreement, it's crucial to understand the APR and all associated fees.
在签署任何贷款协议之前，理解年百分比利率（APR）和所有相关费用至关重要。
The advertised rate is not always the APR you'll actually pay.
广告中的利率并不总是你实际要支付的年百分比利率（APR）。
The APR includes the interest rate and other charges that the borrower must pay.
年百分比利率（APR）包括借款人必须支付的利率和其他费用。
A lower APR does not necessarily mean a better deal; consider the total cost of the loan.
较低的年百分比利率（APR）并不一定意味着更划算；考虑贷款的总成本。
When comparing loans, make sure to compare the APRs rather than just the interest rates.
比较贷款时，确保比较的是年百分比利率（APR），而不仅仅是利率。
The APR on a credit card can vary depending on your credit score.
信用卡的年百分比利率（APR）可能根据你的信用评分而有所不同。
It's important to know the difference between APR and APY when managing your finances.
管理财务时，了解年百分比利率（APR）和年收益率（APY）之间的区别很重要。
The bank offered me a personal loan with an APR of 4.5%. 银行向我提供了一笔年百分比利率（APR）为4.5%的个人贷款。
Always read the fine print to find out the true APR of any financial product.
始终要仔细阅读小字，以了解任何金融产品的真正年百分比利率（APR）。