n.船舶抵押契约；冒险借贷

The shipowner entered into a bottomry contract with the lender to secure the loan.
船东与贷款人签订了一份抵押合同以保障贷款。
In bottomry, the ship itself serves as collateral for the loan.
在船舶抵押中，船只本身就是贷款的抵押品。
If the vessel sinks, the lender takes possession of the remains as per the terms of the bottomry agreement.
如果船只沉没，按照船舶抵押协议，贷方将占有残骸。
Bottomry agreements were common during the age of sail when maritime trade was flourishing.
在帆船时代，海上贸易繁荣时，船舶抵押协议很常见。
A ship's crew could also enter into a bottomry bond if they needed funds for repairs or supplies.
如果船员需要资金进行维修或购买补给，他们也可以签署船舶抵押契约。
Bottomry bonds often carried high interest rates due to the inherent risks involved in lending against ships at sea.
由于涉及海上船只的固有风险，船舶抵押契约通常带有高额利息。
In case of total loss, the lender would receive compensation equivalent to the value of the ship according to the bottomry contract.
若发生全损，根据船舶抵押合同，贷方将获得相当于船只价值的赔偿。
The practice of bottomry gradually declined with the emergence of more sophisticated insurance policies.
随着更复杂的保险政策出现，船舶抵押的做法逐渐减少。
Bottomry played a significant role in facilitating maritime commerce by providing financial security to lenders.
船舶抵押在便利海上商业方面发挥了重要作用，为贷方提供了财务保障。
Although rare today, the concept of bottomry still exists in some forms of marine finance.
尽管现在很少见，但船舶抵押的概念在某些形式的海洋金融中仍然存在。