六级The school keeps the money, but the kid leaves with loads of debt and no degree and no ability to get a better job

学校留着钱，但孩子离开时背负着沉重的债务，没有学位，也没有能力找到更好的工作

2011年6月阅读原文

考研Professionals trying to acquire new skills will be able to do so without going into debt.

试图获得新技能的专业人士将能够在不负债的情况下获得新技能。

2018年考研阅读原文

六级There's a lot for students to complain about: the repayment threshold for paying back loans will be frozen for five years, meaning that lower-paid graduates have to start repaying their loans; and maintenance grants have been replaced by loans, meaning that students from poorer backgrounds face higher debt than those with wealthier parents.

学生们有很多抱怨：偿还贷款的还款门槛将被冻结五年，这意味着低收入的毕业生必须开始偿还贷款；赡养费补助已经被贷款所取代，这意味着来自贫困家庭的学生比那些父母更富有的学生面临更高的债务。

2016年12月阅读原文

四级they have borrowed too heavily and accumulated too large amounts of debt

他们借了太多的钱，积累了太多的债务

2013年6月阅读原文

高考Most of his adult life has been a losing struggle against debt and misfortune.

他成年后的大部分时间都在与债务和不幸的斗争中失败。

2019年高考英语天津卷 阅读理解 阅读D 原文

考研The communities minister, Don Foster, has hinted that George Osborne, Chancellor of the Exchequer, may introduce more flexibility to the current cap on the amount that local authorities can borrow against their housing stock debt.

社区部长唐·福斯特（Don Foster）暗示，财政大臣乔治·奥斯本（George Osborne）可能会对地方当局可以从住房存量债务中借款的当前上限引入更大的灵活性。

2014年考研真题（英语二）阅读理解 Section Ⅱ

六级One recent study attempted to calculate the extent of this ecological overshoot of the human economy, and found that we are using 1.2 Earth's-worth of environmental goods and services—the implication being that at some point the debt will be called in, and all those services—the things which the planet does for us for free—will grind to a halt.

最近的一项研究试图计算人类经济生态过度的程度，发现我们正在使用价值1.2地球的环境商品和服务，这意味着在某个时候债务将被收回，所有这些服务——地球为我们免费提供的服务——都将嘎然而止。

2016年6月阅读原文

六级Almost half of graduates--those who go on to earn less--will have a portion of their debt written off.

几乎一半的毕业生——那些收入继续下降的人——将有一部分债务被注销。

2016年12月阅读原文

六级Almost half of graduates—those who go on to earn less—will have a portion of their debt written off.

几乎一半的毕业生——那些收入继续下降的人——将有一部分债务被注销。

2016年12月六级真题（第三套）阅读 Section C

考研The booming economy seems to have done little to assuage this underlying generational sense of anxious urgency, especially for those who have college debt.

繁荣的经济似乎没能缓解这一代人潜在的焦虑紧迫感，特别是对于那些欠大学债的人。

2020年考研真题（英语二）阅读理解 Section Ⅱ

六级The first thing every bank will do is study how much money I have and how much debt I have before they decide whether or not to lend me any more money.

每家银行要做的第一件事就是研究我有多少钱，我有多少债务，然后再决定是否再借给我钱。

2019年12月六级真题（第二套）听力 Section A

考研Today they argue that market prices overstate losses, because they largely reflect the temporary illiquidity of markets, not the likely extent of bad debts.

如今，他们认为市场价格夸大了损失，因为它们在很大程度上反映了市场的暂时流动性不足，而不是坏账的可能程度。

2010年考研阅读原文

考研Today they argue that market prices overstate losses, because they largely reflect the temporary illiquidity of markets not the likely extent of bad debts.

如今，他们认为市场价格夸大了损失，因为它们在很大程度上反映了市场的暂时流动性不足，而不是坏账的可能程度。

2010年考研真题（英语一）阅读理解 Section Ⅱ

六级But to build up my own finances, I need around 20% more in personal savings and 50% less debt.

但要建立自己的财务状况，我需要增加20%左右的个人储蓄，减少50%的债务。

2019年12月六级真题（第二套）听力 Section A

考研The three Ds—death, debt and divorce—still deliver works of art to the market.

死亡、债务和离婚三者仍然将艺术品推向市场。

2010年考研真题（英语二）阅读理解 Section Ⅱ

六级Few students are willing to bear the burden of debt incurred at university.

很少有学生愿意承担大学债务的负担。

2016年12月阅读原文

四级For example, but for the savings and loan debacle, there might be funds available to reduce the national debt and pay for education.

例如，如果没有储蓄和贷款崩溃，可能会有资金用于减少国家债务和支付教育费用。

2011年12月阅读原文

六级What a waste of money! In return for an average of ~44,000 of debt, students get an average of only 14 hours of lecture and tutorial time a week in Britain.

真是浪费钱！作为平均44000英镑债务的回报，英国学生每周平均只有14小时的授课和辅导时间。

2016年12月阅读原文

六级In return for an average of £44,000 of debt, students get an average of only 14 hours of lecture and tutorial time a week in Britain.

作为平均44000英镑债务的回报，英国学生每周平均只得到14小时的授课和辅导时间。

2016年12月六级真题（第三套）阅读 Section C

六级The average student's debt upon graduation now approaches $, 000, and as college becomes ever more expensive, calls to make it free are multiplying.

现在，普通学生毕业后的债务接近万美元，随着大学学费越来越贵，要求免费的呼声越来越高。

2018年6月六级真题（第一套）阅读 Section C

六级The average student's debt upon graduation now approaches $40, 000, and as college becomes ever more expensive, calls to make it "free" are multiplying.

现在，普通学生毕业后的债务接近4万美元，随着大学学费越来越贵，要求“免费”的呼声越来越高。

2018年6月六级真题（第一套）阅读 Section C

考研This leaves today’s average law-school graduate with $100, 000 of debt on top of undergraduate debts.

这使得今天的普通法学院毕业生在本科债务的基础上还欠了10万美元的债务。

2014年考研阅读原文

考研This leaves today's average law-school graduate with $100, 000 of debt on top of undergraduate debts.

这使得今天的普通法学院毕业生在本科债务的基础上还欠了10万美元的债务。

2014年考研真题（英语一）阅读理解 Section Ⅱ

六级Scholars will debate which interventions this time - the Federal Reserve's support of a failing credit system, guarantees of bank debt, Obama's ''stimulus" plan and bank "stress test" - counted most in preventing a recurrence.

学者们将辩论这次哪些干预措施——美联储对失败的信贷系统的支持、对银行债务的担保、奥巴马的“刺激”计划和银行“压力测试”——在防止再次发生方面最为重要。

2013年6月阅读原文

六级One recent study attempted to calculate the extent of this "ecological overshoot of the human economy", and found that we are using 1.2 Earth's-worth of environmental goods and services—the implication being that at some point the debt will be called in,

最近的一项研究试图计算这种“人类经济生态超调”的程度，发现我们正在使用价值1.2地球的环境商品和服务，这意味着在某个时候债务将被收回，

2016年6月六级真题（第三套）阅读 Section B

六级Schoololeavers may moan, but they have little choice but to embrace university and the student debt that comes with it.

学生们可能会抱怨，但他们别无选择，只能拥抱大学和随之而来的学生债务。

2016年12月阅读原文

考研Students who do not need the extra training could cut their debt mountain by a third.

不需要额外培训的学生可以减少三分之一的债务。

2014年考研阅读原文

高考When he reads of the threatening foreign situation, the mounting national debt, rising taxes, falling market, scarce housing, and cancer.

当他读到威胁性的国外形势、不断增加的国债、不断上升的税收、不断下跌的市场、稀缺的住房和癌症时。

2015年高考英语江苏卷 任务型阅读 原文

四级In the next couple of years the businesses that thrive will be those that are tight with costs, careful of debt, cautious with cash flow and extremely attentive to what customers want.

在未来几年里，蓬勃发展的企业将是那些成本紧、债务轻、现金流谨慎、对客户需求极其关注的企业。

2013年6月阅读原文

四级In the next couple of years the businesses that thrive will be those that are tight with costs, careful of debt, cautious with cash flow and extremely attentive to what customers want

在接下来的几年里，蓬勃发展的业务将是那些成本紧绌、债务谨慎、现金流谨慎、极其关注客户需求的业务

2013年6月阅读原文

四级The editor is not only offered $5,000 to pay off his newspaper's debts, but this Smith character also offers his services for free

编辑不仅可以得到5000美元来偿还报纸的债务，这位史密斯的角色还可以免费提供服务

2013年6月听力原文

六级When Beijing mentions in public the huge debts America owes China.

当北京公开提到美国欠中国的巨额债务时。

2012年12月阅读原文

考研Now even the project's greatest cheerleaders talk of a continent facing a "Bermuda triangle" of debt, population decline and lower growth.

现在，即使是该项目最伟大的啦啦队员也在谈论一个面临债务、人口下降和低增长的“百慕大三角”的大陆。

2011年考研真题（英语二）阅读理解 Section Ⅱ

六级Perhaps enough insurance should be needed to cover their debts and burial expenses.

也许需要足够的保险来支付他们的债务和丧葬费。

2017年12月六级真题（第二套）听力 Section C

六级Probably the only life insurance he needs is enough to cover his debts and burial expenses.

也许他唯一需要的人寿保险足以支付他的债务和丧葬费。

2017年12月六级真题（第二套）听力 Section C

六级Scholars will debate which interventions this time - the Federal Reserve's support of a failing credit system, guarantees of bank debt, Obama's ''stimulus" plan and bank "stress test" - counted most in preventing a recurrence

学者们将讨论这次哪些干预措施——美联储对失败的信贷系统的支持、对银行债务的担保、奥巴马的“刺激”计划和银行“压力测试”——对防止再次发生最为重要

2013年6月阅读原文

四级Unfortunately, many federal and state laws impose post-conviction restrictions on a shockingly large number of Americans, who are prevented from ever fully paying their debt to society.

不幸的是，许多联邦和州法律对数量惊人的美国人施加了定罪后的限制，他们无法完全偿还对社会的债务。

2015年12月阅读原文

四级He didn't want to be in too much debt.

他不想负债累累。

2012年6月听力原文

六级And though Hu Jintao and the rest of the Chinese leadership aren't inclined to lecture visiting Presidents, he might gently hint that Beijing is getting a little nervous about the value of the dollar-which has fallen 15% since March, in large part because of increasing fears that America's debt load is becoming unmanageable.

尽管胡锦涛和其他中国领导人不想教训到访的总统，但他可能会温和地暗示，自3月份以来，北京对美元贬值15%感到有点紧张，这在很大程度上是因为人们越来越担心美国的债务负担变得难以管理。

2012年12月阅读原文

六级Meanwhile, tuition has soared, leaving graduating students with unprecedented loan debt.

与此同时，学费飙升，给即将毕业的学生留下了前所未有的贷款债务。

2012年6月阅读原文

六级The school keeps the money, but the kid leaves with loads of debt and no degree and no ability to get a better job.

学校留着钱，但孩子离开时背负着沉重的债务，没有学位，也没有能力找到更好的工作。

2011年6月阅读原文

六级Often they wind up deeply in debt or simply unable to pay after a year or two and must drop out

通常，他们会负债累累，或者一两年后就无力偿还债务，必须退出

2011年6月阅读原文

六级From the lack of secure, affordable housing to growing job insecurity and rising personal debt, the individual is trapped.

从缺乏安全、负担得起的住房到日益严重的工作不安全感和不断上升的个人债务，个人陷入了困境。

2019年12月六级真题（第二套）听力 Section C

考研Law-school debt means that they have to work fearsomely hard.

法学院的债务意味着他们必须非常努力地工作。

2014年考研阅读原文

考研His father was then imprisoned for debt.

他的父亲当时因欠债而入狱。

2017年考研阅读原文

六级Often they wind up deeply in debt or simply unable to pay after a year or two and must drop out.

通常，他们会负债累累，或者一两年后就无力偿还债务，必须退出。

2011年6月阅读原文

六级In return for an averageof£44,000 of debt,students get an average of only 14 hours of lecture and tutorial time a week in Britain.

作为平均4.4万英镑债务的回报，在英国，学生平均每周只能获得14小时的讲座和辅导时间。

2016年12月六级（第二套）真题

六级Why not work out some system whereby they can pay back the debts they owe society instead of incurring another debt by going to prison and, of course, coming under the influence of course, coming under the influence of hardened criminals.

为什么不制定一些制度，让他们偿还欠社会的债务，而不是通过入狱，当然，受到惯犯的影响，来承担另一笔债务呢。

2008年6月英语六级真题

六级In my opinion, anyone who takes another person’s life intentionally is insane; however, that does not mean that the person isn’t guilty of the crime or that he shouldn’t pay society the debt he owes.

在我看来，任何故意夺走他人生命的人都是精神错乱的；然而，这并不意味着这个人没有犯罪，也不意味着他不应该向社会偿还他所欠的债务。

2008年6月英语六级真题

六级But economists say families about to go into debt to fund four years of partying, as well as studying, can console themselves with the knowledge that college is an investment that, unlike many bank stocks, should yield huge dividends.

但经济学家表示，即将负债为四年的聚会和学习提供资金的家庭可以安慰自己，因为与许多银行股不同，大学是一项投资，应该会产生巨大的股息。

2009年6月英语六级真题

六级"The school keeps the money, but the kid leaves with loads of debt and no degree and no ability to get a better job.

“学校保留了这笔钱，但孩子带着沉重的债务离开，没有学位，也没有能力找到更好的工作。

2011年6月英语六级真题

六级Americans are paying down debt, saving more, and spending more carefully.

美国人是

2011年12月英语六级真题

六级And though Hu Jintao and the rest of the Chinese leadership aren’t inclined to lecture visiting Presidents, he might gently hint that Beijing is getting a little nervous about the value of the dollar—which has fallen 15% since March, in large part because of increasing fears that America’s debt load is becoming unmanageable.

尽管胡锦涛和其他中国领导人不倾向于对来访的总统说教，但他可能会温和地暗示，北京对美元的价值有点紧张——自3月份以来，美元已经下跌了15%，这在很大程度上是因为人们越来越担心美国的债务负担变得难以控制。

2012年12月英语六级真题

四级Also more and more “little” people found themselves in need of personal loans, as taxes became heavier and as the practice of installment (分期付款) buying broke down the previously long—held concept that there was something almost morally wrong about being in debt.

此外，随着税收的加重和分期付款的做法，越来越多的“小”人发现自己需要个人贷款(分期付款) 购买打破了之前长期持有的观念，即负债几乎在道德上是错误的。

1992年1月大学英语四级(CET-4)真题

四级Also more and more “little” people found themselves in need of personal loans, as taxes became heavier and as the practice of installment (分期付款) buying broke down the previously long-held concept that there was something almost morally wrong about being in debt.

此外，随着税收的加重和分期付款的做法，越来越多的“小”人发现自己需要个人贷款(分期付款) 购买打破了之前长期持有的观念，即负债几乎在道德上是错误的。

1994年6月大学英语四级(CET-4)真题

四级Last year a national commission led by Dement identified an “American sleep debt” which one member said was as important as the national debt, the commission was concerned about the dangers of sleepiness: people causing industrial accidents or falling asleep while driving.

去年，由德蒙特领导的一个国家委员会确定了一种“美国睡眠债务”，一名成员表示，这种债务与国债一样重要，该委员会担心嗜睡的危险：人们会引发工伤事故或在开车时睡着。

1998年1月大学英语四级(CET-4)真题

四级In the United States and Canada, for example, many people have reported that unauthorized persons have taken funds out of their bank or financial accounts, or, in the worst cases, taken over their identities altogether, running up vast debts and committing crimes while using the victims’ names.

例如，在美国和加拿大，许多人报告说，未经授权的人从他们的银行或金融账户中提取资金，或者在最坏的情况下，完全盗用他们的身份，积累巨额债务，并在使用受害者姓名的情况下犯罪。

2007年6月大学英语四级(CET-4)真题

四级Promotional literature for colleges and student loans often speaks of debt as an “investment in yourself.

针对大学和学生贷款的宣传文献经常将债务称为“对自己的投资”。

2013年12月大学英语四级考试真题(第3套)

四级More than half of all recent graduates are unemployed or in jobs that do not require a degree, and the amount of student-loan debt carried by households has increased more than five times since 1999.

超过一半的应届毕业生失业或从事不需要学位的工作，自1999年以来，家庭背负的学生贷款债务增加了五倍多。

2013年12月大学英语四级考试真题(第3套)

四级When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt, the conversation is almost always about student loan debt.

当我们谈论刚刚成年的美国人背负着难以承受的债务时，话题几乎总是关于学生贷款债务。

2013年12月大学英语四级考试真题(第3套)

四级But there’s a growing body of evidence suggesting that today’s young adults are also drowning in credit-card debt — and that many of them will take this debt to their graves.

但越来越多的证据表明，今天的年轻人也深陷信用卡债务之中，他们中的许多人会把这笔债务带到坟墓里。

2013年12月大学英语四级考试真题(第3套)

四级Since they haven’t built up their credit histories yet, it’s a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.

由于他们还没有建立自己的信用记录，可以肯定的是，这些年轻人正在为由此产生的信用卡债务支付相对较高的利率。

2013年12月大学英语四级考试真题(第3套)

四级A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they’re slower at paying it off.

俄亥俄州立大学的一项新研究发现，年轻人积累信用卡债务的速度比其他年龄段的人更快，而且他们偿还债务的速度较慢。

2013年12月大学英语四级考试真题(第3套)

四级Dunn says a lot of these young people are never going to get out from under their credit card debt.

邓恩说，这些年轻人中的许多人永远无法摆脱信用卡债务。

2013年12月大学英语四级考试真题(第3套)

四级“Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life, which could have loss implications for the credit card issuing banks.

“许多人在信用卡上借款如此之多，以至于在他们生命的尽头，这些水平的偿还率不足以收回他们的信用卡债务，这可能会对信用卡发卡银行产生损失。

2013年12月大学英语四级考试真题(第3套)

四级Young graduates are in debt, out of work and on their parents’ couches.

年轻的毕业生负债累累，失业，坐在父母的沙发上。

2014年12月大学英语四级考试真题（第2套)

考研On the financial front, Levin is under pressure to raise the stock price and reduce the company’s mountainous debt, which will increase to $ 17.3 billion after two new cable deals close.

在财务方面，Levin面临着提高股价和减少公司巨额债务的压力，在两项新的有线电视交易完成后，债务将增至173亿美元。

1997年全国攻读硕士学位研究生入学考试英语试题

考研“It’s the hardest thing to take care of a teenager, have a job, pay the rent, pay the car payment, and pay the debt.

“照顾一个十几岁的孩子，找工作，付房租，付汽车款，还债务，这是最难的事情。

2008年全国硕士研究生招生考试英语试题