n.金融科技（即 financial technology，指突破传统金融服务方式的高新技术）

Fintech startups are revolutionizing the way we bank and invest.
金融科技初创公司正在革新我们存钱和投资的方式。
The rise of fintech has made financial services more accessible to the masses.
金融科技的发展使得金融服务对大众来说更加触手可及。
Blockchain technology is a key component of many fintech solutions.
区块链技术是许多金融科技解决方案的核心组成部分。
Mobile banking apps have transformed the fintech landscape in recent years.
近年来，移动银行应用改变了金融科技的格局。
Fintech companies are leveraging big data to provide personalized financial advice.
金融科技公司利用大数据提供个性化的财务建议。
Robo-advisors, a type of fintech service, offer automated investment management at lower costs.
机器人顾问，一种金融科技服务，以较低的成本提供自动化的投资管理。
Cryptocurrencies like Bitcoin are an example of how fintech is disrupting traditional finance.
像比特币这样的加密货币是金融科技如何颠覆传统金融的一个例子。
P2P lending platforms, powered by fintech, allow individuals to lend money directly to borrowers, cutting out banks as intermediaries.
由金融科技驱动的点对点借贷平台允许个人直接向借款人放贷，绕过银行作为中介。
Fintech innovations are making cross-border transactions faster and cheaper than ever before.
金融科技的创新使跨境交易比以往任何时候都更快、更便宜。
Insurance tech, or insurtech, is a subset of fintech that focuses on using technology to improve insurance products and processes.
保险科技，或称insurtech，是金融科技的一个子集，专注于使用技术改进保险产品和服务流程。