The
lender agreed to extend the loan for another year.
贷款人同意再延长一年的贷款期限。
As a
lender, it's important to thoroughly vet potential borrowers.
作为贷款方，对潜在借款人进行彻底审查是至关重要的。
She is a benevolent
lender, always willing to help those in need.
她是一位慷慨的贷款人，总是愿意帮助有需要的人。
The
lender charged a high interest rate on the loan.
贷款人对这笔贷款收取了很高的利息。
The
lender required collateral before approving the mortgage.
贷款人在批准抵押贷款之前要求提供担保品。
He repaid his loan promptly, earning the respect of the
lender.
他及时偿还了贷款，赢得了贷款人的尊重。
The
lender decided to forgive the debt of a struggling borrower.
贷款人决定免除一个陷入困境的借款者的债务。
Lenders often offer various loan options to cater to different financial situations.
贷款人通常提供多种贷款选择以适应不同的财务状况。
In some cases,
lenders may charge a prepayment penalty if the borrower pays off the loan early.
在某些情况下，如果借款人提前偿还贷款，贷款人可能会收取提前还款罚款。
The government acts as a
lender of last resort during economic crises.
在经济危机期间，政府充当最后的贷款人。
The lender's outstanding medium- and long-term loans to the manufacturing sector hit 193.6 billion yuan at the end of 2022, up 40.7 percent from a year ago, while outstanding loans to small and micro enterprises reached 305.3 billion yuan, up 28.8 percent from the end of 2021.
截至2022年底，该行对制造业的未偿中长期贷款达到1936亿元，同比增长40.7%，对小微企业的未偿贷款达到3053亿元，比2021年底增长28.8%。
As China's largest state-owned commercial lender by assets, ICBC said it will continuously expand and deepen global operations and create new drivers of growth.
作为中国资产规模最大的国有商业银行，工行表示，将不断扩大和深化全球业务，创造新的增长动力。
The Hangzhou-headquartered lender raked in about 13.62 billion yuan ($1.98 billion) in net profit attributable to shareholders in the period, according to its annual financial statement.
根据其年度财务报表，这家总部位于杭州的银行在此期间实现了约136.2亿元人民币（19.8亿美元）的股东应占净利润。
Bank of China, a large State-owned commercial lender, announced on Sunday that Liu Liange resigned as chairman and executive director of the bank due to the change of job.
大型国有商业银行中国银行周日宣布，由于工作变动，刘连格辞去该行董事长兼执行董事职务。
The Beijing-based large State-owned commercial lender released version 3.0 of the application, called "Hui Dong Ni" on Tuesday.
这家总部位于北京的大型国有商业贷款机构周二发布了名为“汇动汇”的3.0版应用程序。
As of the end of June, the large State-owned commercial lender's renminbi loans and advances to customers totaled 13.78 trillion yuan ($2 trillion), an increase of 1.02 trillion yuan or 8 percent compared with the prior year-end.
截至6月底，这家大型国有商业银行向客户发放的人民币贷款和垫款总额为13.78万亿元人民币（2万亿美元），比上年末增加1.02万亿元人民币，增长8%。
The asset quality of China Construction Bank Corp in terms of loans to the real estate sector remained relatively stable, with the overall risk associated with lending to the sector being under control, said a senior executive of the large State-owned commercial lender on Wednesday.
中国建设银行的一位高管周三表示，就房地产行业贷款而言，该行的资产质量保持相对稳定，与该行业贷款相关的整体风险得到控制。
The non-performing loan ratio of the Shenzhen-based lender stood at 1.02 percent as of the end of June, remaining flat compared to the year-end level in 2021.
截至6月底，这家总部位于深圳的银行的不良贷款率为1.02%，与2021年底的水平相比持平。
The lender has shortened the online loan approval process down to one day to solve financing difficulties for smaller enterprises.
该行已将网上贷款审批流程缩短至一天，以解决小型企业的融资困难。
At the end of last year, the lender's total assets amounted to 30.25 trillion yuan, up 7.54 percent from the end of 2020.
去年年底，该行总资产30.25万亿元，比2020年底增长7.54%。
Petroineos said it completed the green and sustainable development trade financing round with the British lender.
Petroineos表示，它完成了与英国银行的绿色和可持续发展贸易融资回合。
The Beijing-based large State-owned commercial lender announced on Friday that it recently drew an action plan to serve China in terms of peaking carbon emissions by 2030 and achieving carbon neutrality by 2060.
这家总部位于北京的大型国有商业银行周五宣布,近日制定了服务国家2030年前碳达峰、2060年前碳中和的目标行动方案。这里指的银行可能是中国工商银行(ICBC)。在该计划下,工行将通过调整信贷结构,增加对绿色经济、低碳经济和循环经济的支持,同时减少对高碳行业和项目的贷款。此外,工行还将加强自身的环境风险管理,提高绿色金融产品的创新和服务能力,以及积极参与国内外绿色金融领域的合作与交流。总之,该计划旨在通过金融手段促进中国的绿色转型,支持国家实现碳达峰和碳中和的目标。希望我的回答对你有所帮助。如果有任何其他问题或需要进一步的解释,请随时告诉我。
During the period, the large State-owned commercial lender continued to improve its profitability.
这一时期，这家大型国有商业银行继续提高其盈利能力。
Bank of China Ltd, a large State-owned commercial lender, estimated that its overall credit asset quality will remain controllable this year, as China has become the first major economy to recover from the COVID-19 pandemic.
中国大型国有商业银行——中国银行估计，由于中国已成为首个从COVID-19大流行中复苏的主要经济体，今年的整体信贷资产质量将保持可控。
China Construction Bank Corp, a large State-owned commercial lender, disposed of 190.4 billion yuan ($29 billion) of nonperforming loans last year, up 20 percent from 2019.
中国建设银行(CCB)这家大型国有商业银行去年处置了1904亿元人民币(合290亿美元)的不良贷款，较2019年增长20%。
This will be conducive to banks' efforts to mitigate risks associated with the loans offered to companies under the deferral policy for principal and interest repayments," said Wang Jingwu, vice-president of ICBC, China's largest State-owned commercial lender.
这将有助于银行降低对延期还本付息企业贷款的风险，”中国最大国有商业银行工商银行副行长王敬武表示。
The Industrial and Commercial Bank of China (ICBC), the country's biggest commercial lender, has become a strategic partner for the 127th session of the Canton Fair, according to an agreement signed between the bank and the China Foreign Trade Centre (Group).
The lender will leverage its financial technologies to support the fair organization, offering exhibitors and buyers exclusive products in the sectors of financing and settlement, creating financing green channels, as well as enhancing online services to further reduce financing costs for enterprises.
The large State-owned commercial lender announced on Wednesday it realized 60.93 billion yuan ($8.59 billion) of net profit attributable to shareholders of the bank last year.
In the week ending Jan 17, four companies listed on the US exchanges, including three Chinese issuers and a US mortgage lender, according to IPO information platform Renaissance Capital.
As mandated lead arranger for the financing of a $4.3 billion, 950-megawatt hybrid concentrated solar power and photovoltaic power plant in Dubai, Standard Chartered joined hands with a consortium of seven other Chinese and regional lenders, such as Industrial and Commercial Bank of China Limited, the largest State-owned commercial lender by assets in China.
作为一笔43亿美元、950兆瓦混合型光热光伏电站项目融资的牵头安排行，渣打银行携手包括中国工商银行（Industrial and Commercial Bank of China Limited，中国资产规模最大的国有商业银行）在内的七家中国及其他地区贷款机构组成的财团，共同参与了这一迪拜项目的融资工作。
Agricultural Bank of China Ltd achieved a net profit of 122.37 billion yuan ($17 billion) in the first half of 2019, up by 5.5 percent from the same period of last year, the State-owned commercial lender announced on Friday.
ICBC, the country's largest State-owned commercial lender by assets, said on July 28 its wholly owned unit, ICBC Financial Asset Investment Co, will invest up to 3 billion yuan ($420 million) in a 10.82 percent stake of Bank of Jinzhou.
China is restructuring Bank of Jinzhou, a troubled city commercial lender, by introducing new investors to deal with its nonperforming loans, improve corporate governance, and prevent the triggering of systemic risk.
The second-largest commercial lender by assets in China continued to optimize its credit structure and maintained steady growth of corporate loans, which vigorously supported the development of the real economy — the part of the economy that produces goods and services.
The net profit attributable to shareholders of the Beijing-headquartered national joint-stock commercial lender reached 28.31 billion yuan ($3.95 billion) in the year's first half, up 10.05 percent year-on-year.
They included State policy lender China Development Bank, the world's largest rolling stock manufacturer CRRC and mobile phone maker Xiaomi.
"Standard Chartered was involved in a $4.3 billion concentrated solar power plant project in Dubai, where the bank worked with the Industrial and Commercial Bank of China, the largest commercial lender by assets in China, on the financial side.
Lender to leverage strength in linking nation and Europe, explore opportunities in country's capital market opening-upDeutsche Bank plans to capture more market share in China as the country continues to open its financial sector to foreign players, said Werner Steinmueller, the bank's Asia-Pacific CEO.
Ping An Insurance Group, China's largest insurer by market value, announced its online lending platform - Lufax - has uplifted its valuation to $39.4 billion after completing a Series C financing, but the lender's listing plan remains up in the air.
The financing gave the peer-to-peer lender abundant capital, Tan said.
On Nov 5, 2018, the New York-based Related Cos secured $630 million in financing from German lender Deutsche Bank.
At the Beijing event, Zheng Bin, CEO of the Mumbai, India branch of ICBC, said China's largest lender has set up a $200 million fund to back local startups.
Rengifo’s concerns on the drag of student loan debt on consumers are shared by Saah, but Saah downplays that threat because the main lender is the federal government.
Commerzbank AG has signed a Memorandum of Understanding (MoU) with the Industrial and Commercial Bank of China (ICBC) to cooperate in financing infrastructure projects under the framework of the Belt and Road Initiative, the Frankfurt-based lender announced on Thursday.
Commerzbank is a major international commercial bank and the first German lender to enter into an MOU with ICBC.
Leveraging on their advantages in green finance, inclusive finance, financial technologies and new retail, China CITIC Bank, a listed national joint-stock commercial lender, and Ant Financial, the fintech affiliate of Alibaba, will strengthen interconnectivity and establish a long-term, stable and mutually beneficial strategic partnership, according to the bank.
The firm also recently announced the signing of a Memorandum of Understanding with Industrial and Commercial Bank of China Ltd, the country's largest commercial lender by assets.
The Industrial and Commercial Bank of China (ICBC), China's largest lender by market value, said Friday its net profit rose 4 percent year-on-year in the first quarter.
The fund manager also inked a memorandum of understanding with Agricultural Bank to deepen its strategic partnership after the lender became a cornerstone investor of Amundi in 2015.
The return has been fruitful: the bank became the first foreign lender able to register in Beijing 24 years later and has now extended its business to major cities including Shanghai, Shenzhen, and Suzhou.
In the A-share market it is now ranked the eighth-largest company by capitalization, ahead of resources giant Sinopec, insurer China Life and commercial lender China Merchants Bank.
Think Big Analytics, a Teradata subsidiary company, has helped Danske Bank, a big Danish lender, to launch an AI-driven fraud detection platform, which is expected to meet 100 percent return on investment in its first year of production.
Bank of China Ltd, the country's fourth largest commercial lender by assets, and China Development Bank, a policy financial institution, signed a comprehensive cooperation agreement Thursday in Beijing.
Chinese online lender LexinFintech Holdings Ltd's shares made their market debut on Thursday, closing at almost 19 percent above their IPO price.
[Photo provided to China Daily]Commercial lender launches new loan product for tenants in ShenzhenChina Construction Bank Corp on Friday joined hands with major real estate developers to provide long-term housing for rent and launched a loan product for tenants in Shenzhen, Guangdong province.
Commercial lender launches new loan product for tenants in ShenzhenThe bank will provide qualified corporate and individual tenants with credit of up to 1 million yuan ($150,000) for rental housing at benchmark lending rates of China's central bank, with a maximum loan period of 10 years.
China's largest lender by market value Wednesday reported faster growth in net profits for the first half of the year, citing improved services and strengthened risk control.
Net profits stood at around 104 billion yuan ($16 billion) in the first six months, the lender said in its mid-year report filed with the Shanghai Stock Exchange Wednesday.
The Spanish lender is also working with Spain's large stores so that they can accept payments with Alipay as early as possible, and merchants interested in signing up for Smartpay can register at BBVA branches, the bank said.
Early on Friday, Industrial and Commercial Bank of China, the country's largest lender, said talk about the reported CBRC move appears to have been over-interpreted.
The lender expects to receive at least $1 billion in payments over the 15-year life of the bancassurance agreement, including profit-sharing, people with knowledge of the matter said at the time.
The loan to Jiangsu Lihua Animal Husbandry Stock Company (Lihua) included a direct loan in yuan equivalent to $62.5 million and a complementary yuan loan worth $32.5 million through commercial banks, with ADB acting as the lender of record.
On Monday, the credit card issuer launched two credit cards under a partnership with Bank of China, the country's fourth largest lender by assets.
Deutsche Bank Chief Executive Officer John Cryan is focusing his attention on returning the lender to growth after grappling with losses resulting from legal probes and misconduct charges.
HNA, which holds the stake via investment vehicle C-Quadrat, initially reported a 3.04 percent stake in the Germany's biggest lender in February before increasing its holding.
[Photo provided to China Daily]Bank of Communications, China's fifth-largest lender, reported slightly higher net profits in the first quarter this year on the back of its business restructuring.
The Shenzhen-listed lender registered 6.2 billion yuan (about $900 million) net profit in the first three months, up 2.1 percent year-on-year, said the first quarter report released over the weekend.
这家深圳上市的银行在上周末发布的第一季度报告中表示，其在前三个月实现了62亿元人民币（约9亿美元）的净利润，同比增长2.1%。
The share price of the lender on Friday rose 0.56 percent to 8.97 yuan prior to the release of the report.
Tencent, the Chinese internet titan best known for its WeChat messaging service and gaming apps, gained 1.6 percent on Wednesday at the Hong Kong Stock Exchange, vaulting its capitalization to $279 billion, just a shade above that of US lender Wells Fargo Inc.
The German lender has been engaged in several BRI projects, including Sinosure's guaranteed syndication for China Harbor's infrastructure project in Jamaica and trade services for Chinese solar projects in Saudi Arabia.
这家德国银行已参与了多个“一带一路”项目，其中包括为中国港湾在牙买加的基础设施项目提供由中国出口信用保险公司担保的银团贷款，以及为中国在沙特阿拉伯的太阳能项目提供贸易服务。
In the narrative, China was pictured as an insidious lender that ensnares developing countries in unsustainable debt and attempts to take advantage of their military and natural resources when these countries are unable to repay their debts.
Lender income stemming from loan interest and guarantee fees related to such small business entities will remain free from value-added tax, and their loan contracts will continue to be exempt from stamp duty.
The global lender has reiterated its growth rate prediction for the world's second-largest economy in its July forecast, as it did in April, though Wall Street has changed GDP forecasts for China nearly every month so far this year.
This forecast is up by 0.4 percentage points compared with the global lender's January report, as activity in major advanced economies and some emerging markets and developing economies, or EMDEs, did not slow down as much as expected at the turn of the year.
The global lender cautioned that an intensification of geopolitical tensions presents further downside risks both to China and to the rest of the East Asia and Pacific region, as they could increase uncertainty, disrupt trade and hold back investment.
World Bank Group President David Malpass announced earlier in April that the lender has raised its global growth forecast for 2023 to 2 percent from 1.7 percent due to China's recovery.
He made the remarks at a panel discussion at the China Annual Investor Wealth Summit, which was jointly held by UK lender HSBC and Chinese business and financial news provider CLS earlier this week.
The Washington-based lender expected growth in East Asia and the Pacific region to accelerate to 5.1 percent in 2023 from 3.5 percent in 2022, saying "the higher growth is mostly due to China.
World Bank Group President David Malpass announced on Wednesday the lender has raised its global growth forecast for 2023 to 2 percent from 1.7 percent in January due to China's recovery.
Following the failure of US lenders Silicon Valley Bank and Signature Bank, Swiss lender Credit Suisse — a global systemically important bank — reached a rescue deal with UBS over the weekend whereby the latter will acquire it for 3 billion Swiss francs ($3.23 billion).
Looking ahead, foreign financial institutions such as Deutsche Bank have turned bullish on the Chinese market, with the German lender revising its economic growth forecast for China from 4.5 percent to 6 percent this year.
The NDB, headquartered in Shanghai, is a lender established by the BRICS group of emerging nations (Brazil, Russia, India, China and South Africa) in 2015.
"Growth in China is projected to strengthen in 2023 as pandemic-related restrictions ease," the Washington-based lender said in its Global Economic Prospects, released on Tuesday.
Both housing finance and consumer finance are expected to pick up in 2023, and the expansion of consumer loans is expected to be the highlight this year, said a person in charge of the credit management department of China Construction Bank Corp, a large State-owned commercial lender, at a recent investor conference.
Xin said the BRICS Partnership on New Industrial Revolution Innovation Center, newly launched in Xiamen, will enhance cooperation with international organizations like New Development Bank－a major Shanghai-based lender to BRICS and other developing countries－with a key focus on fields important to the New Industrial Revolution like technology and legal regulations.
Commercial banks will see good opportunities for growth in those real estate developers that have survived after divergence in the sector," said Hu Gang, vice-president and chief risk officer of China CITIC Bank, at a news conference announcing 2022 interim results of the Beijing-based national joint-stock commercial lender.
According to the International Monetary Fund (IMF), global growth is projected to slow from an estimated 6.1 percent in 2021 to 3.6 percent in 2022 and 2023, 0.8 and 0.2 percentage points lower for 2022 and 2023 than the global lender projected in January.
Liu Linan, head of China macro strategy at Deutsche Bank, said the lender expects the Fed to trim securities holdings by about $1.9 trillion this year and next in all, equivalent to interest rate hikes of about 75 to 100 basis points.
Industrial and Commercial Bank of China Ltd, the country's largest State-owned commercial lender by assets, cut its three-year deposit rate by 10 basis points to 3.15 percent and two-year deposit rate by 10 basis points to 2.5 percent.
China Merchants Bank Co Ltd, a national joint-stock commercial lender, lowered the interest rate of its three-year large-denomination CDs by 45 basis points to 2.9 percent.
In addition, for a large State-owned commercial lender or a national joint-stock commercial lender, the number of its new micro and small business clients that have obtained loans from the bank for the first time are projected to be greater than that of the previous year.
As of now, only 4 percent of the populations of low-income countries are fully vaccinated versus 70 percent in high-income countries, according to the multilateral lender.
The IMF has predicted China's economy will grow 8 percent this year, and 5.6 percent in 2022, and the pandemic and consumption could again pose short-term risks to the forecast, the 190-member global lender said in the release.
The IMF has predicted China's economy to grow at 8 percent this year, and at 5.6 percent for 2022, and the pandemic and consumption again could pose short-term risks to the forecast, the 190-member global lender said in the release.
Nation driving global recovery, lender's chief says in highlighting its practicesChina, as the first major economy to rebound from the pandemic, is playing an important role driving the global recovery and its experience can benefit other countries, the chief of the World Bank said.
With the global rebound, the multilateral lender expects growth of 4 percent for the world economy.
The regional recovery is expected to moderate next year as China's growth is forecast to edge down toward its potential rate, noted the global lender.
Lu Zhengwei, chief economist at Industrial Bank Co Ltd, a Fuzhou-based commercial lender that leads green financial services in China, advised policymakers to establish cross-region compensation mechanisms for conventional energy production areas like Shanxi, China's largest coal-producing province, so that the costs of reducing carbon emissions can be shared across different regions.
"China's continuing reforms toward high-quality, sustainable, and balanced growth can also contribute to lowering carbon emissions," IMF Managing Director Kristalina Georgieva said at a virtual High-Level Seminar on Green Finance and Climate Policy, co-sponsored by the global lender and the People's Bank of China, the central bank.
If the client cannot afford to do that, the lender sells the securities to try to recoup the funds it is owed.
As to policy priorities for governments, the global lender said foremost is overcoming the immediate health crisis and returning employment to normal levels and then limiting the long-term impact of the crisis by limiting scarring, including from zombie firms, and reducing inequality — both within and across countries.
"Growth in China is projected to accelerate to 7.9 percent this year—1 percentage point above the June forecast—reflecting the release of pent-up demand and a quicker-than-expected resumption of production and exports," the 189-member global lender said in a statement at the release of the 2021 Global Economic Prospects.
Zhou Hao, senior emerging markets economist at Commerzbank, a German lender, said the RCEP demonstrates a new international cooperation approach that incorporates opening-up of trade in services, rather than merely reducing or eliminating imports tariffs.
The lender said it intends to issue 150 billion yuan ($22.87 billion) in loans during the period to strengthen support for the construction of national reserve forests as well as forest ecology.
The 189-member lender's latest assessment seems to match the development trends in China, which has pledged to further open up and ramp up support to economic globalization.
The 189-member lender's latest assessment seems to match the development trends in China, which has pledged to further open up, and ramp up support to economic globalization.
In its latest World Economic Outlook (WEO) report, the multilateral lender revised up the 2020 forecast for global economy to a contraction of 4.4 percent.
With determined efforts and continuous innovation, the bank has made into the Fortune Global 500 List before Ma's retirement after 14 years at the lender.
在马云掌舵该银行14年后退休前，通过坚定的努力和持续创新，该银行成功跻身《财富》全球500强榜单。
Dai Wei, vice-president of Bank of Beijing, told the forum that the lender will enhance its support for the country's established animation industry, vowing to offer comprehensive financial services covering entire industrial chains in the animation sector.