四级They are owned by individuals and by private businesses and corporations, lending institutions, direct mailing and telemarketing firms, credit bureaus, credit card companies, and government agencies at the local, state, and federal level.
它们由个人、私营企业和公司、贷款机构、直接邮寄和电话销售公司、信用局、信用卡公司以及地方、州和联邦政府机构所有。
2013年6月听力原文
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