adj.保险(额)不足的

Despite having auto insurance, he was considered underinsured when his accident damages exceeded his policy's coverage limit.
尽管他有汽车保险，但当他的事故损失超过了保单覆盖限额时，他被认为投保不足。
The homeowner discovered they were underinsured after their house burned down and the insurance settlement fell short of the rebuilding costs.
房主在房子烧毁后发现他们投保不足，因为保险赔偿金不足以支付重建房屋的费用。
Many people are underinsured for health care due to high deductibles and copayments in their insurance plans.
许多人因医疗保险计划中的高免赔额和共付额而处于投保不足的状态。
Small businesses can be underinsured if they underestimate the potential risks and liabilities they face.
如果小企业低估了它们可能面临的风险和责任，它们可能会出现投保不足的情况。
She learned that her renters' insurance was woefully underinsured when all her belongings were stolen and the payout only covered a fraction of the loss.
她了解到自己的租客保险严重不足，当她的所有物品被盗时，赔付金额仅能覆盖损失的一小部分。
In some states, drivers with liability insurance below the recommended minimum are considered underinsured.
在某些州，购买的责任保险低于推荐最低额度的驾驶员被认为是投保不足。
The family had to dip into their savings to cover the cost of their son's surgery since they were underinsured for medical emergencies.
由于这家人对医疗紧急情况投保不足，他们不得不动用积蓄来支付儿子手术的费用。
A flood disaster highlighted the fact that many homeowners in low-lying areas were significantly underinsured for natural disasters.
洪水灾害突显出许多地处低洼地区的房主在自然灾害方面的投保显著不足。
Business interruption insurance is crucial for companies, especially those in industries prone to disruptions; otherwise, they could become underinsured during crises.
对于易受干扰行业的公司来说，业务中断保险至关重要，否则它们在危机中可能面临投保不足的问题。
When updating your life insurance policy, it's essential to ensure you're adequately insured as your financial needs and dependents may have changed over time, leaving you potentially underinsured.
更新人寿保险政策时，确保自己充分投保至关重要，因为你随着时间的推移，经济需求和依赖者可能已经发生变化，这可能导致你实际上投保不足。