n.承保人，保险商(尤指船只)，核保人(对投保项目进行风险评估并决定保险费率)

原形：underwriter复数：underwriters

The underwriter carefully reviewed the applicant's financial history before approving the loan.
保险经纪人在批准贷款前仔细审查了申请人的财务记录。
As an underwriter, she is responsible for assessing risk and setting premium rates.
她作为承保人，负责评估风险并设定保险费率。
The underwriter issued a policy with a high deductible to minimize potential losses.
承保人发行了一个高免赔额的保单以减少可能的损失。
Underwriters often collaborate with actuaries to determine the likelihood of claims.
承保人经常与精算师合作来确定索赔的可能性。
The insurance company hired a new underwriter to expand their coverage options.
保险公司聘请了一位新的承保人来扩大他们的保险范围。
After careful analysis, the underwriter decided to decline the risky investment proposal.
经过深入分析，承保人决定拒绝这个高风险的投资提议。
In the event of a claim, the underwriter ensures the insurer has enough funds to pay out.
如果发生索赔，承保人确保保险公司有足够的资金支付赔偿。
Underwriters need to have a deep understanding of various industries to make informed decisions.
承保人需要对各个行业有深入了解才能做出明智的决策。
The underwriting process involves verifying the accuracy of information provided by applicants.
承保过程包括核实申请人提供的信息准确性。
The underwriter's role is crucial in maintaining the financial stability of the insurance company.
承保人在维护保险公司财务稳定方面发挥着关键作用。