The loan was
unsecured, meaning the bank had no collateral to seize if I couldn't repay.
这笔贷款是无抵押的，意味着如果我无法偿还，银行无法拿走任何财产作为抵押。
She stored her valuable jewelry in an
unsecured drawer, which was a risky move.
她将贵重珠宝存放在一个没有安全措施的抽屉里，这是一个冒险的行为。
An
unsecured Wi-Fi network can be easily hacked by anyone nearby.
未加密的Wi-Fi网络容易被附近的任何人都能轻易破解。
The company's financial future is hanging by a thread, as their main revenue source is
unsecured.
公司的财务前景岌岌可危，因为主要收入来源尚未得到保障。
The
unsecured parking lot has led to numerous thefts and break-ins.
未加防护的停车场导致了多起盗窃和闯入事件。
He lent money to his friend without any collateral, making it an
unsecured loan.
他借钱给朋友时没有提供任何担保，这是一笔无抵押贷款。
In an
unsecured environment, sensitive data must be encrypted to prevent unauthorized access.
在不安全的环境中，敏感数据必须加密以防止未经授权的访问。
Her personal information was compromised in an
unsecured online database.
她的个人信息在一个未受保护的在线数据库中被泄露。
The
unsecured border has fueled illegal immigration into the country.
未设防的边境促使非法移民大量涌入这个国家。
The government agreed to provide emergency aid, but it was
unsecured until they signed the paperwork.
政府同意提供紧急援助，但在他们签署文件之前，援助并未正式落实。
In 2021, the bank's business in China has grown significantly, driven by wealth management, financial markets, trade and unsecured products, according to Zhang.
张表示，2021年，在财富管理、金融市场、贸易和无担保产品的推动下，该行在中国的业务大幅增长。
The company's 7.875 percent unsecured bonds due in 2025, issued when it was still considered a rising star, have not fared well and have traded as low as 78 cents on the dollar, MaketAxess reported.
据MarketAxess报道，该公司在仍被视为行业新星时发行的2025年到期、票面利率为7.875%的无担保债券表现不佳，其交易价格曾一度低至面值的78美分。
One of the unsecured creditors is Wanda Pictures, which lent $14.4 million, according to the filing made in Delaware.
An unsecured creditor is an individual or institution that lends money without getting specific assets as collateral.
Other unsecured creditors include marketing company Palisades Media ($13.7 million), David Boies' law firm Boies, Schiller and Flexner ($5.7 million), Viacom ($5.6 million) and Sony Pictures Entertainment ($3.7 million).
Banks should strive to continuously increase the proportion of unsecured loans to total inclusive loans this year.
The PBOC could increase lending to smaller city and rural commercial banks, and encourage them to issue more unsecured loans to SMEs with relatively lower interest rates, analysts said.
An unsecured loan does not require any collateral but is extended by lenders based on a borrower's creditworthiness.
It will guide financial institutions to step up support for the fields that are in line with the new development philosophy, and encourage them to continuously increase the number of first-time small business borrowers and increase the issuance of unsecured loans to small businesses, Sun said.
Though the Greenland Group has completed the 12-month extension of the $500 million senior unsecured notes due on June 25, S&P immediately lowered its credit rating, treating this transaction as a nonperforming debt restructuring, which is equivalent to default.
Only 1 percent — a few leading companies in this sector — received unsecured loans that do not receive any type of collateral," he said.
In addition, Xpeng Motors acquired several billion yuan in unsecured credit from China Merchants Bank, China CITIC Bank HSBC and other banks from home and aboard.
Prior to the launch of the fishery raft aquaculture loan product, aquaculture farmers in Ningde mainly applied for small unsecured loans from village and township banks, with low credit limits, due to the lack of traditional collateral such as property.
These efforts have effectively revitalized new types of production factors, such as fishery raft aquaculture facilities, and solved the financing difficulties faced by aquaculture farmers who cannot meet the requirements for obtaining unsecured loans or lack traditional collateral, thus promoting the development of the local aquaculture industry.
China CITIC Bank Nanjing branch recommended an unsecured, online loan product to the company.
On Jan 31, DBS Bank Ltd, acting as the joint green structure advisor and joint global coordinator, helped Henan Railway Construction & Investment Group Co Ltd (Henan RCIC) price three-year $400 million senior unsecured green bonds, with a final yield rate at 2.2 percent.
As small businesses are still facing challenges, China will continue to give them financial support through a number of measures, including loan extensions, refinancing small business loans, and increasing the proportion of unsecured loans and the proportion of first-time borrowers," said Wen Bin, chief economist at China Minsheng Bank.
"With the help of data and credit of core enterprises in supply chains, our bank granted unsecured loans to upstream and downstream MSEs to help them lower financing costs and improve the utilization efficiency of funds … So far, we have adopted digital solutions that offer financing for over 2,300 supply chains in a number of industries including agriculture, healthcare and logistics," he said.
For downstream sales MSEs, it developed an unsecured loan product based on real transaction scenarios and transaction data of a company.
For sci-tech companies, it provided another type of unsecured loan through analyzing big data to assess a company's technological advantages and innovation capacity.
“With the help of data and credit of core enterprises in supply chains, our bank granted unsecured loans to upstream and downstream MSEs to help them lower financing costs and improve our utilization efficiency of funds,” Liao said.
While small and micro enterprises in China are seeing an improving financing environment, there are still structural problems obstructing them, including difficulties in applying for unsecured loans and medium and long-term loans.
The proportion of unsecured loans and medium- to long-term loans in inclusive loans to small and micro enterprises both rose by more than 3 percentage points year-on-year.
The bank also increased the offering of unsecured loans that do not require any type of collateral to a growing number of micro and small businesses by integrating their credit information gained through internal and external sources.
In its regional financial operation report released on Tuesday, the PBOC said it would continue to strengthen credit support for small and micro enterprises, including increasing unsecured loans.
The access threshold for getting risk compensation funds will be moderately lowered for the fresh and unsecured loans of small and micro enterprises.
To advocate the concept of sustainable living, Rural Commercial Bank of Sanming in Fujian set up a financial services center specializing in serving green consumption and launched an online unsecured loan product called "low-carbon loans".
It launched an unsecured small business loan product at the end of 2017.
ABC also offered unsecured loans, which are issued and supported only by the borrowers' creditworthiness, to qualified rural households after verifying the list of sugarcane planters provided by the Yangpu Nanhua group.
Baise-based farmer Ruan Zhongge, the sole breadwinner of his family of seven, had been under severe financial stress until he received an unsecured loan of 12,000 yuan from ABC at a favorable lending rate.
ICBC New York Branch provided a commitment of $250 million to a two-year unsecured non-revolving credit line to New York's Metropolitan Transportation Authority (MTA) in May, said Robert O'Brien, head of public finance at ICBC New York Branch.
The Federal Reserve announced plans Tuesday to buy large amounts of commercial paper — short-term unsecured promissory notes issued by companies to cover bills and other short-term expenses — to keep credit flowing.
The regulator encouraged banks to help relevant companies overcome the negative impact of the epidemic by appropriately lowering lending rates, improving loan renewal policies, and increasing the offering of medium-and long-term loans, as well as unsecured loans based on the companies' credit.
For example, a credit information platform based in Suzhou, Jiangsu province, is helping SMEs get unsecured bank lending approvals.
"How to reduce default risks of unsecured loans by monitoring the cash flows of companies is also a challenge, because small and micro enterprises are asset-light and short of pledges.
The notes will be senior, unsecured obligations of the company.
"Because medium and long-term consumer loans served by commercial banks, such as mortgages and car loans, have declined in recent years, consumer finance companies can rely on their advantages to vigorously expand unsecured credit to support both the real economy and domestic consumption," he said.
While MYbank primarily targets small and micro corporate clients, WeBank, China's first digital bank without any physical branch, is more committed to serving individual clients by using big data analytics to offer personal banking products such as character loans, which refer to a type of unsecured loan made by faith in the borrower's reputation and credit.
Adopting the method of big data analytics, aiBank offers unsecured loans online to small business owners based on their creditworthiness without the use of property as collateral.
It only takes a few minutes before farmers in West China's Inner Mongolia Autonomous Region can get unsecured loans of up to 100,000 yuan ($14,400).
The national credit database and similar platforms allow the bank to provide unsecured loans for farmers as more of their credit information is being incorporated into the credit database, so the bank can give applicants different lines of credit based on credit data.
Moody's Investors Service has assigned an A2 senior unsecured rating to Tencent 's proposed medium-term notes, according to a document the rating agency published on Wednesday.
Payday loan refers to a small, short-term unsecured loan with a high interest rate.
Both Moody's and S&P's ratings are higher than the ratings assigned to its parent company－Beijing Enterprises Holdings Ltd. Later in 2017, Beijing Gas issued five-year senior unsecured bonds worth $500 million in the overseas capital market at a coupon rate of 2.75 percent.
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