n.(尤指发展中国家的)小额信贷，小额贷款

The microcredit program has empowered many women entrepreneurs in rural areas.
这个小额信贷项目让许多农村地区的女性企业家拥有了自主创业的能力。
He took out a microcredit loan to start his own small business.
他申请了一笔微型贷款来创办自己的小企业。
Microcredit institutions have played a significant role in poverty alleviation.
小额信贷机构在扶贫工作中发挥了重要作用。
She repaid her microcredit loan on time, building her credit history.
她按时偿还了小额信贷，为自己建立了良好的信用记录。
The government is encouraging banks to expand their microcredit offerings.
政府正在鼓励银行扩大其小额信贷服务范围。
Microcredit can be an effective tool for promoting economic development.
小额信贷可以作为促进经济发展的一种有效手段。
Many NGOs provide microcredit services to help marginalized communities.
许多非政府组织提供小额信贷服务以帮助边缘化社区。
The success of the microcredit initiative depends on proper risk management.
微型信贷计划的成功与否取决于适当的风险管理。
The interest rates on microcredits are typically higher than traditional bank loans.
小额信贷的利率通常比传统银行贷款要高。
Microcredit has been criticized for its potential to create debt traps for vulnerable borrowers.
小额信贷因其可能给弱势借款人带来债务陷阱而受到批评。