I just bought a new CD by my favorite band.
我刚买了我最爱乐队的新专辑CD。
Could you burn me a copy of that CD?
你能帮我刻录一份那张CD吗？
The CD player in my car doesn't work anymore.
我车里的CD播放机坏了。
She prefers to listen to vinyl records, but also has a large collection of
CDs.
她更喜欢听黑胶唱片，但也有一大堆CD。
The audio quality on this CD is exceptional.
这张CD的音质非常好。
I can't find the CD with my old photos on it.
我找不到那张存有我旧照片的CD了。
The store is having a sale on classic rock
CDs.
这家店正在打折销售经典摇滚CD。
The software comes on a CD, so you don't have to download it.
软件是装在CD上的，你不必下载。
Can you lend me your CD of Beethoven's symphonies?
你能借我你的贝多芬交响曲CD吗？
I need to clean my CD collection, they're full of scratches.
我需要清理我的CD收藏，它们满是划痕。
Since its inception, The Rise Fund has invested in three Greater China companies: CD Finance, Du Xiaoman Financial and Green Monday Holdings.
自成立以来，Rise Fund已经投资了三家大中华区公司：CD Finance、Du Xiaoman Financial和Green Monday Holdings。
Enhanced ties key to generating 'win-win' results for both sidesMicrolending companies yearn for more cooperation with banks in jointly offering loans to small businesses and rural households or in assisting banks in microfinance, said Liu Dongwen, the CEO of CD Finance, a rural microfinance institution headquartered in Beijing.
By the end of April, the outstanding loan balance of CD Finance reached 11.09 billion yuan ($1.55 billion).
China Merchants Bank Co Ltd, a national joint-stock commercial lender, lowered the interest rate of its three-year large-denomination CDs by 45 basis points to 2.9 percent.
After Russian President Vladimir Putin signed a presidential decree in early March, announcing that rubles would be used to repay foreign currency debts of "unfriendly countries", the Russian sovereign CDS index showed the probability of sovereign debt default had risen to 80 percent, reflecting the broad concern about the possibility of a default.
"In the old days when software was stored on floppy disks or CDs, counterfeit products were widespread.
"Hackers can attack the intelligent connected vehicles and control the braking systems through cellular network, Bluetooth and CD player," Miller said.
Currently, large banks are not keen to partner with third-party players to offer online loans to small businesses due to concerns that comprehensive financing costs of the businesses will go beyond regulatory expectations after service fees charged by third parties are included in bank contracts, said Bai Xuemei, vice-president of CD Finance, a rural microfinance institution headquartered in Beijing.
As a result, micro and small enterprises which had to rely on high-cost funds in the hands of the general public can now receive loans from banks at lower costs," said Bai Xuemei, vice-president of CD Finance, a rural microfinance institution headquartered in Beijing.
City commercial and rural commercial lenders accounted for nearly 80 percent of the banks that offered the CDs.
The CDs are financial products commonly sold by banks that offer a fixed interest rate for a set period.
The maturity of the CDs ranges from one month to one year.
The annual percentage yield of the three-month CDs varied from 2.2 percent to 3.22 percent, said the National Interbank Funding Center.
"Issuing anti-epidemic-themed CDs will help commercial banks mitigate financial pressure by replenishing capital via China's interbank bond market.
"Several national joint-stock commercial banks issued three-month anti-epidemic CDs with a yield of 2.2 percent, 15 basis points lower than the yield of other CDs of the same maturity they issued during the period.
The annual yield of those CDs is lower than the average yield of other CDs partly because the People's Bank of China, the central bank, pumped in 1.7 trillion yuan through open market operations on Feb 3 and Feb 4.
Strong demand for those types of anti-epidemic CDs from commercial banks has caused a decline in CD rates.
HSBC Bank (China) Co Ltd issued anti-epidemic CDs worth 1 billion yuan in the interbank bond market on March 3, becoming one of the first foreign banks to issue CDs in China for the purpose of raising money to provide targeted credit support to companies involved in controlling epidemic and securing people's livelihoods.
The CDs, with a maturity of three months, were sold at a rate of 2.45 percent.
"Through issuing CDs in the interbank bond market, we can help drive low-cost funding to companies that are fighting the epidemic and supplying daily necessities.
Steady rates are good for the stock market in part because winning investments offer higher returns than bank CDs or bonds.
Some small-and medium-sized commercial banks reduced quotas that they reported to China's central bank concerning their plans to issue interbank negotiable certificates of deposit (CD) this year, as they tried to improve their liability structure by cutting their interbank liabilities.
Quotas reported by Tianjin Rural Commercial Bank Co Ltd and Jiangsu Zijin Rural Commercial Bank Co Ltd also dropped by more than 20 percent year-on-year, based on their CD issuance plans posted on the website of the National Interbank Funding Center.
"Furthermore, as credit rating differences intensified among small-and medium-sized banks, financing costs became high for some of them, reducing their interest in issuing CDs," he said.
"As the central bank will increase liquidity and corporate borrowing costs will fall, the pressure on banks to satisfy their liquidity needs by issuing interbank negotiable CDs will be less heavy than before," he said.
However, the duration of interbank negotiable CDs is short.
Recently, the bank issued a six-month interbank certificate of deposit worth 1 billion yuan ($144.72 million) with an interest rate of 3.25 percent and a three-month interbank CD worth 200 million yuan with an interest rate of 3.15 percent.
Bai Xuemei, vice-president of CD Finance, a Beijing-headquartered rural microfinance institution, said on the sidelines of the forum: "With the development of science and technology, some very capable institutions that highlight financial technologies have emerged, offering loans via microcredit companies.
It is also necessary for some new forces to enter the market, especially highly market-oriented microfinance companies such as CD Finance, Bei added.
Offering a higher rate of return than a standard savings account, a certificate of deposit, or CD, is a financial product issued by banks to investors who purchase them to earn interest on their investment for a fixed period of time.
At a branch of Bank of Beijing Co Ltd, a listed city commercial bank, the rate of three-year CDs worth 200,000 yuan ($28,975) was 4 percent on Tuesday, about 45 percent higher than the Chinese central bank's benchmark three-year fixed-term deposit rate, according to an account manager.
A branch of Bank of China Ltd, the country's fourth largest State-owned commercial lender by assets, offered three-year CDs with a denomination of 200,000 yuan at an interest rate of 3.85 percent.
com, a Chinese provider of search, recommendation and application services for financial products, the average interest rate of CDs for 35 banks monitored by the company increased slightly in November from the previous month.
Certain joint-stock and city commercial banks, however, have a large amount of CDs and are more easily affected by regulations, said Fu in the report.
[Photo/IC]China's central bank announced Thursday that financial institutions will be banned from issuing certificates of deposit (CDs) with terms exceeding one year, as the country seeks to channel more money to support the real economy.
Starting on Friday, terms of newly issued CDs should be less than one year, according to a statement from the People's Bank of China (PBOC).
CDs are tradable deposit agreements that allow the market to play a central role in deciding the interest rates of financial products.
China started to allow banks to issue large-scale CDs in June 2015, in a step toward interest rate liberalization, which was basically completed in October 2015 with the removal of the deposit rate upper limit.
The latest requirement on CD terms will help prevent financial resources from circulating in the interbank market for too long to enable the money to flow into the real economy, said Sun Guofeng, head of the PBOC financial research institute, in an interview with China Financial News, a news outlet under the central bank.
But given the relatively small scale of long-term CDs, the new policy would have a limited impact on the market, Sun said.
Data showed in the first half of 2017, issuance of CDs with terms above one year stood at 37.2 billion yuan ($5.6 billion), accounting for merely 0.4 percent of the total CDs floated during the period.