Don't
borrow time from tomorrow.
不要向明天（tomorrow）借（
borrow）时间。
Can I
borrow some money from you?
我可以从你那里借来一些钱吗？
Can I
borrow your pen？
我可以借一下你的钢笔吗？
They simply "borrow" aspects of the flavors from the crab and yolks to create new coffee fusion tastes.
Two bond rating services have downgraded Boeing's debt by one notch, meaning the manufacturer will pay more interest on its bonds if it needs to borrow additional funds next year to cover expenses.
Such a large offering from Alibaba could also have implications on liquidity in Hong Kong's financial system and the closely watched Hong Kong Interbank Offered Rate (HIBOR), given that investors in the Hong Kong market often borrow funds in anticipation of large share sales.
Similar financing tools, such as credit risk mitigation, have been boosted since the third quarter of 2018, acting as insurance when companies borrow money.
Wanda is exploring a deal in which AMC would borrow hundreds of millions of dollars through a convertible bond, and then use that money to buy back some of Wanda's 60 percent stake, the sources said on Wednesday.
"The downgrade, which could make it costlier for Wanda to borrow money overseas, is the latest setback for billionaire Wang Jianlin.
However, in China's case, certain local governments, State-owned enterprises and even private enterprises lack awareness of financial balancing acts, and excessively borrow against existing assets.
Ming said the change in people's willingness to borrow is underway, citing a rebound in commercial housing sales in early April.
In addition, regulators also encouraged commercial banks to reasonably set first home mortgage requirements for new urban residents who meet home-purchase conditions and to improve convenience for them to borrow and repay such loans.
In Zhejiang, college students will be able to borrow up to 500,000 yuan ($79,000) to start a business, and if the business fails, the government will help repay at least 80 percent of the loan, Chen said.
Meanwhile, the pilot programs, which support small tech firms to borrow from overseas foreign debt within a certain quota, will also help overseas financial institutions access more domestic business clients with buoyant demand for fundraising, he added.
Specifically, the trials will support medium, small and micro-sized high-tech enterprises to borrow money from overseas autonomously within a certain quota, waive administrative registrations of onshore reinvestment by foreign-invested businesses, and allow multinationals to integrate local and foreign currencies into one cash pool.
This is a generation that is confident in their financial futures, and this is reflected in a willingness to borrow in order to spend.
The MLF tool was introduced in 2014 to help commercial and policy banks maintain liquidity by allowing them to borrow from the central bank using securities as collateral.
Nor does China force any participating country to borrow money from itself.
It is true that the leverage ratio of private enterprises, in comparison to State-owned enterprises, has generally declined in recent years, but it does not necessarily mean that all private enterprises are reluctant to borrow.
For example, villages can borrow from a low-interest loan specially allotted to develop bamboo groves and grow carbon sinks, before selling them to the carbon trading platform, which, relying on financing from Liangshan Bank, trades them to companies that need carbon offsets.
"Of course you can borrow more money to help you endure this crisis.
Starting from Oct 8, residents who need to borrow money for purchasing new houses should re-calculate the mortgage loan rate based on a new rule announced by the People's Bank of China, the central bank, late on Sunday.
"Kenyan contractors can learn a lot from their Chinese counterparts and borrow techniques to use to reduce the housing deficit," he said.
"Let me put it this way: If you borrow money from your peers and you flee, ok.
For the auto industry, though, the concern is that the banks and shadow lenders will not cut their lending rates by as much as the RBI because the lenders are overburdened by bad debts or finding it difficult to borrow.
According to China's regulations, they have to borrow credits from other subsidiaries within SAIC or GM if they are in a surplus or buy them from carmakers that have amassed extra credits from producing new energy vehicles.
Short-sellers borrow shares they believe are overpriced, sell them, and then repurchase shares later at what they hope will be a lower price to make a profit.
In the latest move, Chinese banking authorities announced new loan policies to allow buyers of new-energy vehicles to borrow a larger portion of the purchase price.
Starting in 2018, new energy vehicle buyers can borrow up to 85 percent of the cost from banks, up from the previous 80 percent.
On Wednesday, financial regulators announced new loan policies for car purchases, allowing buyers of new energy vehicles to borrow a larger portion of the purchase price.
Starting in 2018, they can borrow up to 85 percent of the cost from banks, according to the People's Bank of China and the China Banking Regulatory Commission.
Starting in 2018, NEV buyers can borrow up to 85 percent of the cost from banks, up from the previous 80 percent.
China Wednesday announced new loan policies for car purchases, allowing buyers of new energy vehicles (NEVs) to borrow a larger portion of the purchase price.
Starting in 2018, NEV buyers can borrow up to 85 percent of the cost from banks, according to the People's Bank of China and the China Banking Regulatory Commission.
"Building a financial service platform, powered by big data technologies, can help them better access funds and borrow money from financial institutions," said Sun, who is also chairman and CEO of Inspur Group, China's largest maker of servers.
She said the fact is that when developing countries borrow money, they must pay much higher interest rates to the developed countries, even without considering the cost of exchange rate changes.
For example, entities in African countries borrow at a rate that is four times higher than those in the United States and even eight times higher than those of Germany, Rousseff said.
Payment institutions should not embezzle funds or borrow from the reserve fund in any form.
Pilot programs for cross-border financing were expanded for tech-focused SMEs in 2022 by allowing these companies to borrow from overseas within a certain limit.
They can also borrow books without a deposit from Jinan Library and 44 bookstores in the city.
SMEs can borrow up to 3 million yuan, with a maximum loan term of two years and a maximum of three-time loans, totaling up to six years.
The MLF is an instrument with which commercial and policy banks can borrow from the central bank using securities as collateral.
The MLF tool helps commercial and policy banks maintain liquidity by allowing them to borrow from the central bank using securities as collateral.
SAFE released a set of draft measures on Monday that proposed to allow eligible technological SMEs in certain regions — including Tianjin, Shanghai and Jiangsu province — to borrow foreign debt, giving them the autonomy to decide up to a limit of $10 million.
Technological SMEs in other regions will be eligible to borrow overseas within a $5 million quota.
On Thursday, the People's Bank of China, the nation's central bank, adjusted several rules to allow businesses to borrow more overseas, opening up the door for more foreign capital inflow.
The People's Bank of China, the country's central bank, and the State Administration of Foreign Exchange announced in a joint statement on Thursday the intention to raise the parameter, which allows Chinese companies and financial institutions to borrow more from overseas.
Jin said developing countries should be able to borrow in bad times, and the fundamental problem in the international financial system — which is the international credit cycle — is that it is pretty much based on US monetary policy.
"Our research findings show that in the past 18 months before May 2023, some 16 months had seen a year-on-year contraction in net financing for households, pointing to a notable contraction on households' willingness to borrow.
However, its share price soared more than 30 percent on Thursday morning, after the bank announced it will borrow up to 50 billion Swiss francs from the Swiss National Bank, the country's central bank.
Margin trading is when investors borrow money to buy stocks.
Securities lending allows investors to borrow securities from brokers to make a short sale to capitalize on expected price declines — or for risk hedging purposes.
Such lending programs, for instance, should allow them to borrow more cheaply if they contribute to carbon emissions reduction or biodiversity preservation, Berglof said.
Experts say more financing of FIs, corporates can expand capital inflowsThe latest policy adjustment that allows Chinese companies to borrow more from overseas will help boost confidence in the renminbi, reassuring the market that the country's central bank is determined to safeguard stability in the foreign exchange market, experts said on Tuesday.
- China on Tuesday raised a key parameter in its macro-prudential management to allow companies and financial institutions to borrow more foreign debt, an official statement said.
Fresh program to facilitate overseas lending for more innovative firmsA pilot program on facilitating eligible high-tech enterprises to borrow money from overseas has been expanded to the entire Guangdong province, according to sources with the People's Bank of China, the central bank.
The amount of foreign debt such enterprises can independently borrow will be increased from the previous $5 million to $100 million, helping further facilitate small, medium-sized and micro high-tech enterprises to make full use of international capital.
The program will also help improve the high-quality economic development of Guangdong, as high-tech enterprises with small net assets are allowed to borrow foreign debt at the initial stage of growth, which is conducive to enterprises in reducing financing costs and increasing investment in research and development, according to sources with the PBOC.
"Therefore, we have issued a special policy, which is not calculated according to the net assets of these enterprises, but to give a certain amount in which enterprises can independently borrow foreign debt," Pan said during a news conference in early June.
For customers who borrow at an annualized interest rate of lower than 18 percent, an increasing number of participants in the consumer finance market will further cut the rate to below 15 percent.
When companies are willing to spend and residents willing to borrow, monetary policy can be defined as effective.
We have repeatedly reminded banks to pay attention to risks, as many people borrow to buy homes for investment or speculation.
Measures should also be taken to prevent speculation on high-end consumer goods using business and consumer loans; illegal inflows of bank and insurance funds into stock, bond and futures markets; and behaviors inducing consumers to borrow blindly and spend excessively.
It is formed by collecting interbank offered rate quotes from a panel of banks, which reflects the pricing level at which banks could borrow funds from each other.
Debt restructuring may not be the priority option as it could lead to a lowering of the sovereign rating and an increase in financing costs when the countries borrow foreign debt.
Financial services that the Beijing branch is ready to offer will include spot foreign exchanges and business in the interbank money market which allows for financial institutions to borrow and lend money at interbank rates.
- China on Friday lowered a key parameter in its macro-prudential management to rein in the ability of its financial companies to borrow foreign debt.
"Developing countries, however, find it hard to inject liquidity into their systems, and they can borrow only from outside," Jin said.
Those places don't have the capacity to borrow or to spend like the advanced countries－especially the US and Europe－though many have been hit much harder by the pandemic.
"Bringing online small lending in the existing regulatory frameworks for banks and consumer finance companies will promote sustainable and sound development of financial consumption by preventing microloan companies from encouraging consumers to spend and borrow too much," Zeng said.
The MLF tool was introduced in 2014 to allow commercial and policy banks to borrow from the central bank using securities as collateral.
The deterioration of the relationship between the US and the Soviet Union pushed the latter to deposit US dollars in Europe, which promoted the development of the European offshore dollar market, and investors could borrow dollars in the European offshore market.
The new regulations indicate "the financial departments of local governments at all levels are responsible for the unified management of local government debts", which is helpful to restrain local authorities' impulse to borrow too much money, Liu added.
Will the dollar continue to be a viable international reserve currency even while the Fed pumps money into the economy and the US government continues to borrow huge funds with no end in sight?
At the same time, the federal government is expected to borrow $4 trillion to $5 trillion, or 20 percent of GDP, this year.
At the moment, the US government is still able to borrow large sums at near-zero interest rates because investors have few other places to put their money.
There is also an inherent dilemma for the US that dollar supply requires the country to run trade deficit and borrow through Treasury bill issuance.
With the massive fiscal stimulus on board and the subsequent rapid public debt accumulation, the US is going to borrow more.
Some experts have said the government should not borrow and spend money without restraints, which could lead to a surge of inflation.
A reverse repo is a process in which the central bank purchases securities from commercial banks through bidding, with an agreement to sell them back in the future, while the MLF tool was introduced in 2014 to help commercial and policy banks maintain liquidity by allowing them to borrow from the central bank using securities as collateral.
In addition, the PBOC injected 200 billion yuan into the market via medium-term lending facility (MLF) Monday, a tool introduced in 2014 to allow commercial and policy banks to borrow from the central bank using securities as collateral.
After he failed to repay the loan on time, the company suggested that Lin borrow money from other platforms.
He noted that China should carefully study the mature legal and regulatory systems in international markets and borrow useful experience and expertise to push the domestic rules and regulation to be consistent with international standards and practice.
"The abandoning of the acquisition will boost the share price of HKEX, as it will not need to borrow a huge sum of money for the deal," said Gordon Tsui Luen-on, chairman of the Hong Kong Securities Association and HKEX shareholder.
Another mission for the PBOC, Ming said, is to drive the interest rate of corporate loans closer to the fund rate that banks borrow from each other, also known as the interbank lending rate.
This event, called a yield curve inversion, happens when it costs more for people to borrow money for the short term than for the long term, which is not normal, as it indicates that investors expect the economy to slow.
In addition, the PBOC injected 400 billion yuan into the market via medium-term lending facility (MLF) Thursday, a tool introduced in 2014 to allow commercial and policy banks to borrow from the central bank using securities as collateral.
The old model was summarized as the 3-6-3 rule: "Borrow at 3 percent, lend at 6 percent, and be on the golf course by 3 pm.
The Fed reduced the rate range to 2 percent to 2.25 percent from the earlier 2.25 percent to 2.50 percent, making it cheaper for businesses to borrow to expand and for consumers to buy on credit.
Most of the data belongs to people in their 20s and 30s who often prefer online platforms to borrow small loans, he said.
Lyu Shengnan, assistant president of CGB's Credit Card Center, said owning mainland credit cards could help Hong Kong and Macao citizens to set up personal credit records so it is more convenient for them to borrow for vehicle and property loans in the future.
SMIC could borrow money from its cross-border RMB capital pool and transfer the fund to its Shanghai subsidiary.
For banks which borrow the money, they need to repay the central bank at an interest rate of 3.15 percent per year.
Foreigners wishing to borrow money from financial institutions on the Chinese mainland should register their nationality on personal credit reports, a new requirement of the People's Bank of China, the central bank, in order to better monitor domestic credit market information, said Wang Xiaolei, deputy head of the PBOC Credit Reference Center on Monday.
Private banks will be allowed to borrow more capital at lower interest rates from the People's Bank of China, the country's central bank, to afford them the same preferential conditions as State-owned and large banks.
"It's always a good deal to borrow as long as you can manage your finances in a sound way, given money is worth less over time," said Xu Xinchen, a 34-year-old public relations director in Shanghai.
Xu's salary means he can afford daily necessities and luxury goods, but he still opts to borrow.
Most of the planned "investments with impact", to borrow a phrase from Naina Subberwal Batra, chairperson of the Asia Venture Philanthropy Network, are done by rich families looking to diversify their portfolios.
However, once a non-performing loan ratio goes beyond 3 percent in the village, the "Credit Village" title will be taken down, and farmers will no longer be able to borrow money.
Earlier last month, Cashalo launched Cashacart — a basket financing solution that allows clients to borrow up to 19, 999 Philippine pesos ($379) to purchase items from Cashalo's 250 retail partners.
Some large and qualified commercial banks can borrow more and get cheaper money from the central bank, if they will increase lending to small and micro enterprises, as well as the private sector－the most fragile area when faced with economic downside risks, the central bank announced late on Wednesday.
"The sharply rising spending on houses, due to the rising house prices, overdrew Chinese consumers' ability, pushing them to borrow short-term consumption loans to sustain a high-quality lifestyle", the People's Bank of China said in a report that explained the trend.
The group initiated the program nearly a month ago as a plunging stock market posed threats to firms that pledged their shares as collateral to borrow money.