She offered to lend me some books.
她主动提出要借给我一些书。
There's no way the bank will give you a loan.
银行不可能会给你贷款的。
Lend me five yuan, please.
请借给我5元钱。
A turnaround in the property sector in response to recent easing measures on mortgage lending and the lifting of restrictions in many first-tier and second-tier cities will be a decisive indicator for growth bottoming-out.
房地产行业的好转将是增长触底的决定性指标，以应对最近的抵押贷款宽松措施和许多一二线城市的限制解除。
China will scale up lending toward the manufacturing sector to ensure high-quality growth, said Meng Wei, a spokeswoman for the National Development and Reform Commission, at a news conference in Beijing on Wednesday.
国家发改委发言人孟玮周三在北京举行的新闻发布会上表示，中国将加大对制造业的贷款，以确保高质量增长。
We already see positive early signs coming through in the property sector, and in terms of improved business and consumer sentiment, and more lending and credit being provided," she said.
我们已经看到房地产行业出现了积极的早期迹象，商业和消费者情绪有所改善，提供了更多的贷款和信贷，”她说。
Ant officially set up a consumer finance company in Chongqing in June 2021, which offers credit to millions of Chinese consumers through a pair of lending services — Huabei and Jiebei.
2021年6月，蚂蚁集团在重庆正式成立了一家消费金融公司，通过一对贷款服务——花贝和借贝——为数百万中国消费者提供信贷。
China Construction Bank announced it has upgraded its mobile lending service application specifically targeting small businesses into a comprehensive service platform, which connects government agencies and service providers focusing on niche market segments, to better serve the real economy.
中国建设银行宣布，已将专门针对小企业的移动借贷服务应用升级为综合服务平台，将专注于利基市场的政府机构和服务提供商连接起来，更好地服务实体经济。
Version 3.0 of the app has introduced new lending service functions, such as allowing existing borrowers to get a higher credit limit and automatically recommending loan products to clients based on a more precise understanding of their needs.
该应用程序的3.0版引入了新的贷款服务功能，例如允许现有借款人获得更高的信用额度，并根据对客户需求的更准确了解自动向客户推荐贷款产品。
Apart from lending services, CCB will provide wealth data visualization, income-expenditure analysis and customized wealth management services to small businesses.
除了贷款服务，建行还将为小企业提供财富数据可视化、收支分析和定制财富管理服务。
"ABC will keep strengthening risk prevention and control by optimizing the credit structure and allocating more credit resources to promote rural revitalization, inclusive lending to micro and small businesses, infrastructure construction and green finance.
“农行将通过优化信贷结构和配置更多信贷资源，不断加强风险防控，以促进乡村振兴、普惠性小额贷款、基础设施建设和绿色金融。
However, the overall risks of CCB's lending to the real estate sector and homebuyers still remain controllable and the allowances for impairment losses on loans are sufficient, said Cheng.
然而，程表示，建行向房地产行业和购房者发放贷款的总体风险仍然可控，贷款减值准备充足。
The asset quality of China Construction Bank Corp in terms of loans to the real estate sector remained relatively stable, with the overall risk associated with lending to the sector being under control, said a senior executive of the large State-owned commercial lender on Wednesday.
中国建设银行的一位高管周三表示，就房地产行业贷款而言，该行的资产质量保持相对稳定，与该行业贷款相关的整体风险得到控制。
This led to an increase in the nonperforming loan ratio of the CCB's lending to the property sector over this period, said Cheng Yuanguo, chief risk officer at the bank.
建行首席风险官程元国表示，这导致建行在此期间对房地产行业贷款的不良贷款率上升。
In spite of the rise in housing-related NPL ratios, the overall risk of the CCB's lending to the real estate sector and homebuyers still remains controllable and the allowances for impairment losses on loans are sufficient, Cheng said.
程表示，尽管住房不良贷款率有所上升，但建行向房地产行业和购房者发放贷款的总体风险仍然可控，贷款减值准备充足。
The company is shifting its focus from the online lending business to the flourishing premade cuisine segment.
该公司正将重点从在线贷款业务转移到蓬勃发展的预制菜领域。
Meituan said it is planning to expand the lending project to other restaurants serving local specialty street foods such as Chongqing Xiaomian, a variety of noodle dishes originating from Chongqing.
美团表示，它正计划将贷款项目扩大到其他提供当地特色街头食品的餐厅，如重庆小面，一种源自重庆的面条。
Zhu said the younger generation of consumers is lending particular momentum to Coca-Cola, as carbonated drinks act as a natural icon of self-expression.
朱说，年轻一代消费者给可口可乐带来了特别的动力，因为碳酸饮料是自我表达的天然象征。
This tool will be used to promote low-cost lending to financial institutions so as to strengthen financial support for companies' carbon emission reduction strategies.
这一工具将用于促进向金融机构提供低成本贷款，以加强对企业碳减排战略的金融支持。
The collaboration agreement is expected to lend strong support to the plan that Shanghai has outlined for digital transformation, aiming to become a global capital for digitization by 2035.
It also indicated all peer-to-peer, or P2P, online lending institutions in China have been closed.
Its new green investments – investment activities which focus on the projects that are committed to energy saving and environmental protection – reached 13 billion yuan, and the outstanding balance of its green lending was 38.5 billion yuan.
Financial institutions will be encouraged to expand credit loans, first-time loans, medium- and long-term loans and loan renewals without principal repayment, and to promote the pay-as-you-go lending model.
Two flagship credit lending services, Jiebei and Huabei, will be folded into its consumer finance company, which is subject to stricter regulation.
The information collected so far shows that the overall risk of the bank's lending to these clients remains controllable, he said.
By the end of last year, the bank's ratio of overdue loans was 1.44 percent of total lending, falling by 0.16 percentage points from the end of 2019.
Its ratio of special mention loans, potentially weak loans presenting an unwarranted credit risk, was 2.21 percent of total lending, down 0.5 percentage points during the same period.
Guotai Junan Securities facilitated Qualified Foreign Institutional Investors (QFII) to finalize the first ever margin trading and stock borrowing and lending business by foreign institutional investors in the China A Share market, with underlying stocks ranging from the Main Board, Growth Enterprise Market (GEM), Science and Technology Innovation Board (STAR Market) and etc on Tuesday.
QFII's participation in margin financing and securities borrowing and lending businesses will be helpful in attracting more high quality capital into the market, improving the long-short balance of the market, expanding investment scopes, as well as increasing market activity.
Following the "Measures for Domestic Securities and Futures Investment by Qualified Foreign Institutional Investors and RMB Qualified Foreign Institutional Investors" issued by the China Securities Regulatory Commission (CSRC), the People's Bank of China (PBOC) and the State Administration of Foreign Exchange (SAFE) on Sept 25th, 2020, QFII is allowed to conduct margin trading and stock borrowing & lending business on December 29.
The securities house is particularly experienced in margin trading and financing, stock borrowing and lending, and STAR Market stock borrowing.
Guotai Junan successfully finalized the first ever securities lending transaction for QFII in China on Nov 2nd 2020.
In addition, the Guizhou government will encourage and support financial institutes to launch preferential policies for loan interest rates related to signed projects, increase lending channels and implement other measures to guarantee projects are sufficiently funded in accordance with market principles and laws, and under the premise that the measures will not inordinately increase government debt, Wang said.
And a base line is to ensure that lending will not result in excessive debt burden on borrowers, analysts said.
While peer-to-peer lending used to be the mainstay of its business, Lufax has been actively diversifying its activities recently.
Online lending valued at 336.4 billion yuan ($49.5 billion) in 2017 accounted for 72.9 percent of the company's total wealth management business.
Under Chinese rules, consumer finance companies are allowed to lend 10 times their capital.
Ant, which claims to have 1 billion global users, has already gotten a range of financial licenses in China covering payments, online banking, insurance and micro lending.
We are seeing strong demand for our smart interview, digital banking, and smart lending solutions as they support a truly seamless remote banking experience.
In late May, the company raised more than $500 million in funding for its autonomous driving division in a round that was led by its existing investor Softbank, the Japanese tech and lending giant.
"China's top banking and insurance regulator issued a consultation draft of rules on commercial banks' online lending business on May 9.
This contractual relationship is made even more democratic and symmetrical, as artificial intelligence and the analysis of data lend a helping hand in tailoring client needs, and consequently excel in risk control.
Zhou Guoping, chairman of China Anneng Construction Group Corp, said SOEs have found a way to strike a balance between epidemic control and production resumption, and the same will lend support to the strong fundamentals of the Chinese economy.
"As a representative of the Chinese manufacturing industry, we felt we should lend a hand in this situation and use all our strength to produce the much-needed masks," said Wang Chuanfu, president of the company.
Following the coronavirus outbreak, the ministry has called on producers in the sector to send their products to protective clothing manufacturers in whatever way possible by transferring, renting, lending or donation.
To lend a helping hand to medical workers who are overloaded with work diagnosing and treating the COVID-19 patient, the company collected medical data on more than 1,000 confirmed COVID-19 patients as quickly as possible, which was then labeled by professional doctors -- defining normal elements and categorizing abnormal ones.
She used to head lending business to corporate and financial institutions in Asia, as well as wholesale banking in Singapore and Southeast Asia.
Banco XCMG will be able to operate in businesses like financing and leasing, capital loans, consumer credit, lending, as well investment, said Gu Shiying, head of Banco XCMG.
The move came after Xiaomi announced its Mi Credit lending service (and Mi Pay) to make its mark in the fintech space a few months ago.
Xiaomi said it is launching Mi Credit, a marketplace for digital lending, which offers users credit between 5,000 Indian rupees ($70) and 100,000 Indian rupees at low interest rates.
Xiaomi has been operating its lending business in its home turf for some time.
In mid-2018, its financial services' lending business stood at a loan book of $8 billion with $2 billion in outstanding balances.
The digital lending sector alone in India is expected to be worth about $1 trillion by 2023, according to market research company Boston Consulting Group.
The millions of current users of its handsets are also a large potential consumer group for its lending business.
In the run-up to the exhibition, Frederic Jacquin, senior vice-president of Elkem Silicones, spoke with China Daily about the company's take on the Chinese market, and its determination to lend further support to the Chinese government and enterprises alike in moving toward a circular economy and sustainable industry, reducing their environmental footprint and restructuring the end markets on the supply front.
Companies with good credit history will enjoy favorable interest rates, convenient loan approval channelsChina is actively taking steps to spur lending to micro, small and medium-sized enterprises secured by their credit records, in a move to lift the economy amid mounting growth downside pressure.
To cut financing costs for the real economy, China's central bank unveiled a plan to reform the country's loan prime rate mechanism, pushing commercial lenders to use the loan prime rate (LPR) rather than benchmark lending rate, as a reference to price new loans.
The newly revised LPR will be linked to the central bank's medium-term lending facility, which is determined by broader financial system demand for central bank liquidity.
It was also 10 basis points lower than the existing benchmark one-year lending rate.
Fang said if medium-term lending facilities drop by 20 basis points, taken with the decline in the LPR on Aug 20, the bank's income may decrease by 170 million yuan within this year and 1.86 billion yuan next year.
By implementing the new LPR mechanism, China will achieve the goal of reducing lending costs for the real economy, he said.
"We are 'in China, for China', and are building a more robust innovation ecosystem for local clients," he said, adding that Shanghai's vast talent pool and plethora of industrial partners along with its ecosystem will lend fresh momentum for growth.
He said the 9-year-old platform has garnered over 150 million overseas buyers, and is eyeing the Belt and Road Initiative, which aims to strengthen infrastructure, economic and trade ties in the Eurasian and Africa region, to lend AliExpress new momentum to grow its customer base at a faster pace.
Given SMEs' high risks, commercial banks are reluctant to lend to them," said Huang Jianmin, deputy general manager of China Railway Construction Investment Co Ltd, whose parent company currently has 460 thousand suppliers.
Ping An Insurance Group, China's largest insurer by market value, announced its online lending platform - Lufax - has uplifted its valuation to $39.4 billion after completing a Series C financing, but the lender's listing plan remains up in the air.
The core business of Vzoom is to provide information on tax records of companies - mainly the small and medium ones applying for business loans - from the tax bureau to the banks, so the banks will have a better picture of the applicant companies' financial status, and be able to make quick and timely decisions on whether or not to lend them money.
The incubator, by lending training and other support to tech companies, is expected to boost the VR industry in Jiangxi, which has launched an industrial base for VR technologies, the first of its kind in China.
NEW YORK - HeZhong International Holding, which operates a peer-to-peer lending platform in China, has filed for an initial public offering (IPO) on the US stock market.
Financial institutions are being mobilized to support privately owned small and micro companies, using a broader range of financial tools including bonds, bank lending and equity, as indicated by the central bank's 2019 task list.
China's current "double-track" interest rate system covers market-oriented money market rates and banks' benchmark deposit and lending rates.
New products include health insurance, credit and lending, wealth management and auto-financing services.
All of these have had an impact on confidence and State-sourced lending.
Continued supply-side structural reform, tax cuts, the strengthening of the stock markets, expanded lending and targeted deregulation could all be great ways for the government to better support the private sector.
As one of the few companies that focuses on digital financing, Qupital is a relatively new alternative lending solution.
They are actually much more open to the online lending solutions,” he added.
Its China services focuses on cross-border trade finance, lending, and foreign exchange risk management and serves a range of Chinese and Western companies.
By providing solutions on point-of-sale lending, personal installment lending, small and medium enterprise lending, wealth management and insurance products, Pintec has 179 business partners and 81 financial partners as of March 31, including Qunar, Ctrip, BestPay, Vip.
Payments and lending continue to be the dominant sectors, however, wealth management is taking off, with 14 companies on the list," said Ian Pollari, global co-lead of KPMG fintech.
The list highlighted dynamic fintech companies from around the world that are transforming the financial services industry, from digital payments and lending, to insurtech and neobanking, as they attract investment at a record pace, according to the report.
Payments companies dominated the Fintech100, with 34 in total, followed by 22 in lending, 14 in wealth management and 12 in insurance.
GE has worked together with Chinese EPC companies for over 20 years, lending our experience in overseas risk control, investment and financing to provide technical support, local market expertise and overseas on-site support to Chinese EPCs.
The most immediate cause of the 2008 financial crisis was the bursting of the US housing bubble inflated by banks’ reckless lending, sometimes without even requiring a down payment, in an overheated housing market.
To check the banks’ excessive risk-taking and to tightly monitor lending, the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law in July 2010.
In June, it raised $103 million in financing led by Mandra Capital and Sina Corp. By providing solutions on point-of-sale lending, personal installment lending, SME lending, wealth management and insurance products, it has 179 business partners and 81 financial partners as of March 31, including Qunar, Ctrip, BestPay, Vip.
MYBank, the online lending affiliate of Ant Financial Services Group, had provided loans totaling over 38 billion yuan to more than 1 million users in poverty-stricken counties by the end of June 2018.
Xie said JD Finance hopes to help each bank using the Big Dipper lend 10 billion yuan more to retail clients and help it achieve a growth of 10 billion yuan in loan balance in three years.
“The government has adjusted its policies over the supervision of overseas investments, and the lending rates at banks have been higher,” Lin said in a previous interview.
A United Kingdom satellite company has secured a 25-million-pound ($35 million) contract to lend a high-resolution Earth observation spacecraft to a Chinese partner for seven years.
"The government has adjusted its policies over the supervision of overseas investments, and the lending rates at banks have been higher," said Lin Zhijie, an aviation industry analyst and columnist at Carnoc, one of China's largest civil aviation web portals.
Housing demand was restrained further as the tight-policy environment persisted in the fourth quarter of 2017, with banks in Beijing increasing mortgage rates by 10 to 20 percent over the benchmark lending rate for both primary and secondary homebuyers.
Hong Kong-listed developer Sunac China Holdings raised $1 billion in a top-up share placement at a price near the bottom end of a marketed range, a sign that China's developers are seeking financing resources amid tight lending practices, analysts said.
Analysts said China's developers have been seeking financing resources besides credit lending and bond issuance in the domestic market.
Tightening lending for developers is one of the comprehensive measures that policymakers have been taking to curb speculation in China's real estate market since the second half of 2016.
Commercial lender launches new loan product for tenants in ShenzhenThe bank will provide qualified corporate and individual tenants with credit of up to 1 million yuan ($150,000) for rental housing at benchmark lending rates of China's central bank, with a maximum loan period of 10 years.
Currently, the one-year benchmark lending rate is 4.35 percent.
IDG Capital invested in CreditEase as early as 2011 when CreditEase needed help, said Tang Ning, founder of CreditEase, whose peer-to-peer lending arm Yirendai listed on the New York Exchange on Dec 18, 2015, China's first fintech company that went public.
They should also not stop lending to those businesses that have good potential for growth but are experiencing temporary difficulties.
The bank said it optimized its lending structure in H1, with more loans to emerging sectors, environmental protection and small businesses.
And I've a great team," she said during a meeting in Shanghai in June, full of poise, with her white-dotted black outfit and bluish candy-colored manicure lending an unmistakable feminine charm to her.
"But the chances are very low given that LeEco is so weak financially that almost no bank is willing to lend Jia money," Shen said.
Private lending is not only expensive but also substandard," Gao said.
Despite its name, Saxo is not a conventional bank that focuses on lending and traditional banking businesses.
The Belt and Road Initiative will lend new momentum to growth, he said.