I need to withdraw some cash from the ATM.
我需要从自动取款机取一些现金。
Can you tell me where the nearest ATM is?
你能告诉我最近的自动取款机在哪里吗？
The ATM dispensed the wrong amount of money.
这台自动取款机出钞金额有误。
I forgot my PIN number, so I couldn't use the ATM.
我忘了我的个人识别码，所以无法使用自动取款机。
There's a service charge for using this ATM.
使用这台自动取款机需要支付服务费。
I deposited some money into my account via the ATM.
我通过自动取款机向我的账户存了一些钱。
The ATM machine ate my card, what should I do?
自动取款机吞了我的卡，我该怎么办？
The ATM limit allows me to withdraw $500 per day.
自动取款机的每日取款限额是500美元。
I checked my balance at the ATM and found I had insufficient funds.
我在自动取款机上查了余额，发现资金不足。
Be careful when entering your PIN at the ATM to avoid any unauthorized transactions.
在自动取款机输入PIN码时要小心，以免发生未经授权的交易。
In Australia, for instance, 90 percent of ATMs and 80 percent of merchants accept UnionPay cards.
UnionPay is accepted in 106 countries and regions which are taking part in the BRI, involving more than 12 million local merchants and 800,000 ATMs.
"ICBC Argentina is a universal bank that provides financial services through 119 branches and 877 ATMs and self-service terminals in 18 provinces and more than 3,700 employees.
Its cards can also be used for cash withdrawals at ATMs in the country.
Standard Bank Group has operations in 20 African countries, has 1,221 branches and 8, 815 ATMs in the continent.
GRG Banking of China, a participant in the fair, is not only a leading ATM supplier in China but a market leader in Cuba as well.
Of the 936 ATMs on the island, it has supplied around 60 percent of the machines.
Figures from UnionPay show that its services are available at more than 23 million businesses and 1.64 million ATMs in 168 countries and regions.
Figures from UnionPay show that its services are available at over 23 million businesses and 1.64 million ATMs in 168 countries and regions.
"It is a fascinating experience to use ATMs equipped with facial recognition system.
BPS-Sberbank is one of Belarus' largest commercial banks, with more than 10,000 POS terminals and over 600 ATMs.
UnionPay cards have been accepted by ATMs and merchants under GazpromBank in Belarus since 2011.
The country will also introduce long-term measures to reduce fees for interbank ATM cash withdrawal, Fan added.
In addition, the People's Bank of China and the China Banking and Insurance Regulatory Commission unveiled measures to reduce cross-bank cash withdrawal fees on automated teller machines (ATMs) to facilitate the use of cash.
Last year, Focustar Capital and ATM Capital led the third round investment of $50 million, following its first and second financing of nearly 300 million yuan.
去年，Focustar Capital和ATM Capital领投了第三轮5000万美元的投资，此前该公司已完成了接近3亿元人民币的第一轮和第二轮融资。
Qi Hong, vice president of China Construction Bank Shanghai, said this free public service has been made available in more than 300 branches and 1,000 ATMs in the city.
Customers holding Qilu Bank social security cards can enjoy some 10 fee waivers, including free issuances, free replacement card fee and a free cell phone message reminder service as well as free ATM interbank withdrawal.
Information from the China National Intellectual Property Administration showed the patent for the e-CNY ATM was announced on June 28.
When such ATMs become ubiquitous, users can complete making deposits and withdrawals of the digital yuan under better security conditions, experts said.
According to the Digital Currency Research Institute, which operates under the aegis of the People's Bank of China, the country's central bank, trials of e-CNY deposits and withdrawals through the special ATMs had already started at certain branches of Industrial and Commercial Bank of China and Agricultural Bank of China in Beijing in June 2021.
Two-way cash flows of the e-CNY at commercial banks' ATMs can better suit people's habits, indicating the digital yuan's further penetration into people's daily life.
HuaAn Securities expects that software and hardware upgrades related to the application of e-CNY can be translated into a market value amounting to over 140 billion yuan, of which 5.1 billion yuan is contributed by transformation of banks' core systems, 50.7 billion yuan from ATM upgrades and 19.2 billion yuan derived from improved card readers.
Duan Mengran, vice-president of the AI and smart scenarios of consumer business department of Huawei, said the future cooperation between the HarmonyOS system and e-CNY ecosystem may together explore more application scenarios like smart devices, including refrigerator, treadmill, charging pile, POS (point of sale) machine and ATMs (automated teller machines).
As the upper limit on ATM cash withdrawal is 20,000 yuan per day per debit card, a client must go to a bank counter to withdraw larger amounts.
With the rapid growth of mobile payments in China, the number of automatic teller machines or ATMs shrank by more than 80,000 in the whole year of 2020, Beijing Business Today reported on Friday.
Last year, the number of ATMs per 10,000 people nationwide was also reduced to 7.24, down from 7.87 in 2019.
Statistics show Bank of China had 33,300 ATMs at the end of 2020, down 10.76 percent from 37,300 at the end of 2019.
The reason behind the decline in the number of ATMs nationwide, which occurred in 2019 for the first time and reduced even further the next year, was the rapid growth of mobile payments, which had a great impact on cash payment demand, said Yu Baicheng, president of the Zero One Research Institute, which does research on new financing.
Starting from 2015, the transaction volume of bank deposits and withdrawals began to decline, which caused the decline of bank demand for traditional ATMs.
As a result, some ATM suppliers had to withdraw from the market.
However, ATMs will not disappear completely, because China's regional development is quite different, and mobile payment cannot completely replace cash, according to Yu.
Meanwhile, ATM manufacturers should also speed up transformation to expand in establishing intelligent networks, the report said.
Official data showed that the number of ATMs dropped by 68,600 from the end of last year to September, while 2,790 more commercial bank outlets were shut down in the first 11 months, following the closure of more than 6,280 over the past two years.
- The long queues at automatic teller machines (ATMs) have become a rare sight as people in China are already accustomed to going out with mobile phones instead of wallets, and many can't even remember when they withdrew cash the last time.
The rapid growth of mobile payments in China, driven by groundbreaking progress with financial technology, has triggered a sharp decline in ATM manufacturers' profits.
In a written reply to a Shenzhen Stock Exchange inquiry about its 2019 annual report, the company said: "The continuous boom in mobile payments in China has severely affected the development of bank outlets and ATM networks.
The growth of bank outlets slowed significantly and demand for new financial self-service devices fell sharply as competition intensified in the ATM industry.
Last year, it sold just 230 ATMs, a year-on-year decline of 89 percent.
With the ATM business losing customers, mobile payments have become increasingly popular in China, which is shifting toward a cashless society step by step.
In Shenzhen, Guangdong, ATM manufacturer NDT Science & Technology Co has narrowed the scope of its main business to delivering and maintaining financial self-service devices for its existing partners.
With bank branches being closed in recent years, leading to a decline in ATMs, the number of these machines serviced by NDT fell last year, according to the company's annual report.
To promote business being switched from counters to smart teller machines, banks have strategically distributed ATMs and renovated outlets.
Some day in the future, could it be possible that we human beings may no longer rely on ATMs and bank tellers for currency notes?
Leading ATM manufacturers in China have been seeing a sharp decline in net profit as the country shifts toward a cashless society driven by momentous progress in financial technology, which has been boosted even further by the COVID-19 outbreak.
"The continuous growth of mobile payments in China severely affected the development of bank outlets and ATM networks.
Because of the above factors, our ATM sales drastically decreased year after year.
In 2019, our company sold only 230 ATMs, down 89.04 percent from the previous year," said KingTeller in a written reply to the Shenzhen Stock Exchange's inquiry about its annual report 2019.
NDT Science & Technology Co Ltd, a Shenzhen-based ATM manufacturer listed on the National Equities Exchange and Quotations, posted a net loss attributable to shareholders of the company of 17.97 million yuan for 2019.
As banks have been closing outlets in recent years, which led to the decline of ATMs, the number of machines that received maintenance at NDT fell last year, said the company's 2019 annual report.
Last year, China continuously deepened the transformation of bank outlets by distributing ATMs in scientifically strategic ways, renovating outlets in accordance with standardization requirements and promoting the transfer of banking business from counters to smart teller machines, the report said.
No ATM was available for use near my residential block.
Union Pay International (UPI), the company's subsidiary focusing on global business, announced on Thursday that its payment service covers over 550 merchant locations and nearly 29 million ATM machines in 174 countries and regions.
As of the end of 2018, the number of ATMs at banks nationwide dropped by 17,800 quarter-on-quarter to 1.11 million.
The average number of ATMs per 10,000 people also fell 1.6 percent from the previous quarter to 7.99, said the latest report on the overall operation of payment systems issued by the People's Bank of China, the central bank.
The decrease in ATM numbers triggered a decline in the performance of several companies principally engaged in the manufacturing, distribution and operation of such devices.
Beijing ATMVI Technology Co Ltd, a designer and manufacturer of kiosks, enclosures and housing for ATMs, disclosed preliminary earnings estimates on Feb 28, announcing that it posted a 32.52 percent decrease in operating income year-on-year in 2018 and a 6.99 million yuan ($1.04 million) net loss attributable to shareholders of the company listed on the National Equities Exchange and Quotations.
"During the reporting period, the deployment of bank self-service terminals including ATMs kept slowing down due to the rapid development of mobile payments.
Guangzhou Kingteller Technology Co Ltd, another major ATM manufacturer and operator in China, also posted a 32.77 percent drop in operating income year-on-year in 2018 and a 96.22 million yuan net loss attributable to equity holders of the company.
ATM supplier GRGBanking also stepped up efforts for transformation and upgrading.
Contrary to waning demand for ATMs, mobile payments have been growing fast.
The operator extended its network to 168 countries and regions, covering nearly 50 million merchants and 2.6 million ATMs, according to the report.
Mobile payment has become more popular in China's rural areas as internet technology has made transactions faster and more convenient in remote places where banks and ATMs are not easily accessible.
It has tightened the number of multi-function accounts a person can open and stipulated a "frozen time" of 24 hours for money transfer on ATMs.
A man takes a photo of China's first Bitcoin ATM, which was installed at a coffee shop in the Zhangjiang area of Shanghai.
The memorandum is aimed at establishing relations and applying to the services of the UnionPay payment system cardholders in the network of Belarusbank ATMs, retail and service organizations cooperating with the bank in accordance with the acquiring agreements.
Some shareholders used the stock market like an ATM to earn quick money, and easily found loopholes in the old rules to profit from selling stocks when prices surged.
"The maximum daily withdrawal amount for the international debit cardholders is $1,000 daily through overseas ATMs, and the cards enable cardholders to also make big-ticket payments, such as paying tuition in overseas markets.
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